With persistent inflation, rising healthcare and education expenses, and market volatility, employees are more reliant on their employers for financial assistance. As a result, financial wellbeing programs have become a key area of focus.

Empower your people strategy with exclusive data and actionable insights from 450+ organizations that participated in our 2025 Benefits Strategy & Benchmarking Survey — Canada Edition. Coupled with analysis from our consultants, this report reveals how focusing on financial wellbeing and retirement plan benefits can help you foster your employees' financial confidence and success.

3 trends to watch in financial benefits

Increasing focus on financial wellbeing

40% report financial wellbeing has increased in importance in 2025.

Enhancing retirement savings

The majority of employers (61%) offer matching contributions exclusively, but plans that combine base contributions with matching contributions are on the rise — reaching 22% in 2025, up from 19% in 2024.

Improving retirement readiness

About 1 in 10 gauge the retirement readiness of employees.

Empower your people to manage their finances with greater confidence and less stress.

  • Comprehensive financial wellbeing strategies: Understand the importance of integrating retirement planning into holistic financial wellbeing strategies.
  • Tactical adjustments focused on flexibility and responsiveness: Discover how employers are leveraging group plans to align with organizational goals and employee preferences.
  • Strategic use of retirement plans: Explore how retirement plans are being used as strategic tools to recruit, retain, and reward key talent.

Employers like you helped drive this report

Data was collected from:

450+ employers; 74% for-profits; 26% nonprofits; 19+ industries