Since 1991, the Gallagher dealership insurance team has offered coverage that encompasses a wide range of businesses, including multinational and non-franchised dealerships, as well as truck, motorhome & trailer and motorcycle & powersport dealerships. As insurance and risk management specialists with more than 30 years of experience, we focus on building custom dealership insurance plans that reflect the needs of your business. This coverage is offered through the DealerSure program, provided exclusively by Gallagher.

Personalized dealership insurance coverage designed with you in mind

Well-versed in identifying the risks that your dealership faces, both on premise and on the road, we work with you to create a tailored policy that delivers results to your business. We bring local expertise and a strong service ethic to each one of our clients, but as one of the largest brokers in the world, we can also tap into global resources and deliver policies that are exclusive to us. As your partner, you'll benefit from our deep knowledge of dealership risks.

Our specialties include:

  • Automobile dealership insurance
  • Truck dealership Insurance
  • Motorhome & trailer dealership Insurance
  • Motorcycle & powersport dealership insurance

Our unique approach to Canada's dealerships

We understand that each dealership has different needs — which is why we take the time to understand the intricate details of your business, enabling us to identify risk where others may not. Whether you are a multi-site or single-site dealership, we can source coverage that works for you. We offer a no-obligation assessment of your premises, measuring your risk exposures against your current program to ensure the sums and coverages you have in place are adequate.

Customized dealership insurance solutions

We offer the broadest overall insurance packages for all sectors of dealerships. Our coverage options include:

  • DealerSure Custom Coverages — Protection against the traditional perils dealerships face, including theft, flood, fire, windstorm, business interruption, commercial general liability and road hazards.
  • Road Hazards — Coverage can be provided to courtesy cars and service rental vehicles among other vehicles.
  • Daily Rental — DealerSure offers coverage for your daily rental fleet at competitive market rates.
  • Legal Expense Insurance — Protection against the litigious world, often ignored by a traditional insurance policy.
  • Terrorism & Sabotage — Receive protection against this ever-evolving issue.
  • Personal Insurance — Assistance in the placement of your homeowners' or personal vehicle policy, outside of your dealer operations.

Unmatched ethical standards

We are committed to quality and to maintaining the highest levels of client service and moral and ethical behavior. Our commitment to these ideals has led to numerous awards and recognitions, including being voted one of the World's Most Ethical Companies by Ethisphere for 12 consecutive years.

Minimize your total risk with CORE360®

Gallagher's approach to evaluating and minimizing your total cost of risk, CORE360®, is one of the most comprehensive in the industry. Experience has shown us that custom solutions tailored to your needs are a superior way to minimize risk exposure. CORE360® helps you to understand your actual and potential costs, provides actionable advice and delivers world-class service and support. Our proprietary model considers the six cost drivers of your risk management program to minimize your organization's total cost of risk.

Dealership Insurance Summary

  • More than 30 years of experience in dealership insurance and risk management solutions utilizing the DealerSure program
  • Broad insurance packages for a wide spectrum of all sectors of dealerships
  • Truly customized solutions that reflect the needs of your business

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