Authors: Etienne Busson Jim Fallon Jeffrey Seow
Capital regimes are the cornerstone of insurance regulation, shaping solvency requirements, guiding investment decisions and defining insurers' resilience across diverse markets. While their overarching objective is consistent, safeguarding policyholders and maintaining financial stability, the frameworks vary significantly across jurisdictions. These differences create complexity for global insurers and reinsurers, often resulting in divergent capital efficiency outcomes depending on the region.
Our most recent Life, Accident and Health newsletter provides a comparative overview of key capital regimes, outlining how they differ in terms of capital efficiency and supervisory approach. It also highlights recent regulatory developments and their implications for reinsurance structures, providing insights into both opportunities and challenges
Key themes include
- An overview of key capital regimes: How major global capital regimes and their capital efficiency and supervisory approaches compare
- Regulatory changes: Highlighting the opportunities and challenges that recent regulatory developments have on reinsurance structures
- Market insights: On how insurers are adapting reinsurance strategies to manage volatility and optimize capital
