Start your engines with innovative risk solutions

Our automotive clients have complex challenges. This can include CAT-exposed property and inventory fleet to highly litigious third-party jurisdictions, environmental and privacy/cyber exposures. Understanding these issues, in addition to the impact of the evolving legal environment, is what separates us from other brokers. Gallagher Automotive consistently brings value to our clients far beyond the insurance transaction including things such as managerial reporting; premium and cost allocations; total cost of risk analysis; policy analysis and reporting; actuarial support and reserve analysis; claims advocacy and contract evaluation. We also provide world-class service and support to help make your job easier.

There are a range of personal, industry and market conditions that must be considered when architecting risk management and coverage solutions for you. Your risk management advisor must know you, your business and your industry well enough to determine those factors. They should also discuss the most pertinent industry questions, weigh them and then build a solution that takes them into account.


  • Automobile liability and automobile physical liability
  • Owners excess and commercial umbrella
  • Management liability package
  • Cyber risk liability
  • Workers’ compensation - employer’s liability
  • Environmental
  • Counter products and bonds
  • Property and garage liability

Our risk management and insurance solutions program offers you:

  • Total cost of risk (TCOR) reviews
  • Risk management consulting
  • Program design and placement
  • Merger and acquisitions due diligence
  • Materiality analysis to review the financial impact of deductibles and self-insurance
  • Loss and exposure analysis
  • Claims and litigation management
  • Contract reviews
  • Alternative risk financing
  • Captive feasibility and formation
  • Risk retention group formation
  • Finite transactions
  • Actuarial support
  • Captive management
  • Management reporting