Tailored solutions to fit your hospitality needs.

As a leader in hospitality insurance placements, Gallagher will provide dedicated advisors who will work with you to develop innovative insurance and risk management solutions for your company.

>Hospitality Silver Bullets - Coverages (PDF)

  • Benchmarking studies
  • Comprehensive due diligence for mergers and acquisitions
  • Environmental consulting
  • International construction
  • Coverage analysis
  • Franchisor contract review
  • Lender requirements review and compliance
  • Construction contract review
  • Premium allocations
  • Program design from construction to operational phases
  • Probable maximum loss studies for wind and earthquake 

> Environmental Liability and the Impact of Mold in Hospitality (PDF)

  • Coverage and legal review
  • Forensic accounting firms
  • Behavioral testing
  • Remediation and reclamation companies
  • Construction management firms
  • Designated adjusters
  • Background checks

All coverages will be designed to specifically address issues and exposures related to the hospitality industry, in lieu of being designed for the overall real estate industry.

  • Property
  • General liability
  • Liquor liability
  • Employee benefits liability
  • Automobile coverages and guest van transportation
  • Workers compensation
  • Employment practices liability
  • Fiduciary liability
  • Management professional liability and errors and omissions (E&O)
  • Garagekeepers liability
  • Innkeepers liability
  • Pollution and environmental liability
  • Mold issues
  • Umbrella policies
  • Cyber liability
  • Directors and officers (D&O) liability
  • Terrorism and other crime-related issues
  • Violent malicious acts coverage

> Hospitality Liability: Preventing Legionnaires (PDF)

> Hospitality Liability: Fraud Theft (PDF)

  • Safety and security assessments
  • OSHA compliance
  • Assessing casualty and the total cost of risk
  • Associate train-the-trainer programs and also driver training
  • Compliance audits and metric performance reports
  • Cyber risk solutions
  • Dedicated loss control specialist with hospitality expertise and loss prevention seminars
  • Property exposure and data analysis
  • Risk control programs in print and video format for security, housekeeping, and other service and support employees
  • Liability exposure and data analysis
  • Research for issues such as bed bugs, mold, legionella and the Americans with Disabilities Act (ADA)

> Casualty - Total Cost of Risk

> Gallagher's Loss Control Services - Hospitality (PDF)

In order to build and maintain an effective claims process, we offer services and solutions including: 

  • In-house claim department to resolve and monitor claims and coverage issues
  • Workers compensation
  • Claim reviews
  • Return-to-work programs
  • Complete asset-specific reporting and monitoring
  • Catastrophic claims advocacy
  • Guest emergency evacuation and relocation expenses 

> Building Effective Claim Processes

> Property Insurance - Role of the Adjuster

> Role of the Coverage Attorney

By working with coverage counsel as well as risk management consultants and insurance markets, the Gallagher Hospitality Services  team has designed programs that address exposures specific to the hospitality industry in order to avert the unintended consequences in losses when possible.