The much-awaited Fed meeting finally happened last week… and rates were left unchanged. So queue up another month of speculation leading up to the FOMC October meeting. More important than the decision are the data points driving the Fed: labor remains the strong point, GDP growth and inflation expectations were again revised lower. Will the Fed delay again in October if markets remain volatile, or was that just the headline quote that masked the real concerns of slowing growth?
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PPACA tightened ERISA internal review requirements, adding an external review process, and expanded the rules by applying them to non-grandfathered health plans – ERISA and non-ERISA plans. Our 30-minute recorded webinar summarizes these rules.
This summer, the U.S. Securities and Exchange Commission (SEC) adopted final rules requiring public companies (other than emerging-growth companies, smaller reporting companies and foreign private issuers) to disclose the ratio of the compensation of its Chief Executive Officer to the median compensation of its employees (CEO Pay Ratio). The new rules were mandated under Section 953(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Like many of the Dodd-Frank rules, they were long in coming, passed 3 to 2 and accompanied by hyperbolic press coverage.
Working under cold conditions can lead to various injuries or health effects, which are collectively known as cold stress. Construction workers may experience cold stress when working outdoors on a cold day, in a refrigerated room, in an unheated building, in a cold water, rain or snow, or while handling cold objects or materials. Other workers who may be susceptible to cold stress include field workers, cold storage workers and workers who work with refrigerated or frozen foods.
Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The September 2015 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news.
When your work tasks require the use of chemicals that are corrosive or severely irritating to the skin or which are toxic by skin absorption, you need an emergency shower available. The emergency shower should be within a 10 second walk (approximately 50 feet) from the chemical workstation. Keep the pathways clear. Prevent shock hazards by keeping electrical equipment and outlets away from the shower area. Test the shower monthly or according to manufacturer’s instructions weekly to ensure it activates.
A concussion is a type of traumatic brain injury that is caused by a bump, blow or jolt to the head. Concussions can also occur from a fall or blow to the body that causes the head and brain to move rapidly back and forth, causing the brain to bounce around or twist inside the skull. Even what seems to be a mild bump to the head can be serious. The severity of the concussion is based on the symptoms displayed and the duration.
August 29, 2015 marked the ten year anniversary of Hurricane Katrina. Katrina remains the largest ever windstorm loss and the costliest disaster in the history of the global insurance industry, causing between $45 and $60 billion in insured losses. Katrina changed how the insurance industry views and manages risk. Initial loss estimates were difficult to predict because of the scarcity of quality information. Catastrophe (CAT) modeling has now become routine and quality data drives better modeling results and thus terms and conditions. This Gallagher Property Marketing Update: First Quarter 2015 reviews how is all of this affecting the property market.
Each year workers suffer shock when handling electrical tools and equipment. To protect workers against the hazards of electricity, teach them the basic facts about the causes of shock and death. One of the big problems in understanding the dangers of electrical shock is the mistaken belief that only high voltages kill. It’s not the voltage that kills, but the amount of current that passes through the body. The condition and placement of the body has a lot to do with the chance of getting a shock.
An organization’s reputation takes years to build. But every company is only one disaster away from a temporary financial downfall or in some cases, permanent financial ruin. The risk of reputational harm is a common thread across every industry. This Whitepaper discusses some examples of companies that have experienced reputational harm.