Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Risk Management Safety Insight: It’s the PIT’s!

There’s a good chance you work at a facility that uses a Powered Industrial Truck (PIT). OSHA defines a PIT as “any mobile power-propelled truck used to carry, push, pull, lift, stack or tier materials.” Most people think of PITs as forklifts. Though forklifts come in many shapes and sizes, they are all regulated under OSHA’s PIT standard, 29 CFR § 1910.178. PITs also include manlifts, scissor lifts, boom lifts and motorized hand trucks. Though this article will often refer to forklifts, the requirements apply to all PITs. Earth moving and over the road haulage trucks are not included in the definition of PIT. Equipment that was designed to move earth but has been modified to accept forks are also not included.

Tag(s): risk management; Safety Insight; OSHA; Loss Control;

Advisor - Indemnification and Its Limits

Recently, a case was decided in Delaware Chancery Court that serves as a useful reminder of the practical limits of corporate indemnification and advancement. In Charney v. American Apparel, the founder of American Apparel, Dov Charney, sought advancement of fees under both the corporate charter and his employment agreement. The court held that he was not entitled to either.

Workers Compensation Audit

A workers compensation audit is a validation of an insured’s workers compensation premiums based on job classifications and the estimated payroll that employees earn during the policy period. The audit, which is conducted at either policy expiration or policy cancellation, includes an examination of wage records provided by the insured to determine the actual exposure associated with specific job classifications.

Tag(s): Workers Compensation; Casualty; payroll projection; Audit Process;