August 29, 2015 marked the ten year anniversary of Hurricane Katrina. Katrina remains the largest ever windstorm loss and the costliest disaster in the history of the global insurance industry, causing between $45 and $60 billion in insured losses. Katrina changed how the insurance industry views and manages risk. Initial loss estimates were difficult to predict because of the scarcity of quality information. Catastrophe (CAT) modeling has now become routine and quality data drives better modeling results and thus terms and conditions. This Gallagher Property Marketing Update: First Quarter 2015 reviews how is all of this affecting the property market.
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Each year workers suffer shock when handling electrical tools and equipment. To protect workers against the hazards of electricity, teach them the basic facts about the causes of shock and death. One of the big problems in understanding the dangers of electrical shock is the mistaken belief that only high voltages kill. It’s not the voltage that kills, but the amount of current that passes through the body. The condition and placement of the body has a lot to do with the chance of getting a shock.
An organization’s reputation takes years to build. But every company is only one disaster away from a temporary financial downfall or in some cases, permanent financial ruin. The risk of reputational harm is a common thread across every industry. This Whitepaper discusses some examples of companies that have experienced reputational harm.
Oil prices continue to fall as economic growth remains tepid and oil suppliers pump record amounts of crude. OPEC production hit a 7-year high recently, as the entrenched, lower-cost producers continue to oversupply and build inventory in an attempt to drive out new U.S. production. How far can prices fall, and how much will the U.S. energy industry suffer?
The diesel engines in automobiles, buses and trucks produce exhaust from the combustion of diesel fuel. Diesel exhaust is made up of harmful chemicals including very small toxic particles and hazardous gases. Some of the hazardous gases in diesel exhaust (e.g., nitrogen oxides, benzene, sulfur dioxide and formaldehyde) have been found to possibly cause cancer.
The Global Risk Bulletin is a monthly newsletter produced by Salamanca Group for XL Catlin, profiling recent worldwide developments which have the potential to impact the personnel, assets and business operations of their clients.
The OCR will begin the second phase of its audit program in 2015. Will your organization be able to provide protection for your health plan’s information under the Security Rule and avoid penalties?
With the last reading before the Fed assembles in September to discuss a potential rate hike, job growth in August was lower than expected. Despite some highs and lows, mediocre numbers overall will add more uncertainty surrounding the rate hike, as the Fed wanted to see key economic data before making their decision. The Weekly Market Update explores the lead market stories of the past week.
A concussion is a type of traumatic brain injury that is caused by a bump, blow or jolt to the head. Concussions can also occur from a fall or blow to the body that causes the head and brain to move rapidly back and forth, causing the brain to bounce around or twist inside the skull. Even what seems to be a mild bump to the head can be serious. The severity of the concussion is based on the symptoms displayed and the duration.
Technical Bulletin – 2015 Issue 6 – Life After Browning-Ferris: What Employers Need to Know Under the New Joint Employer Regime
This Technical Bulletin, co-published with the law firm of Cozen O’Connor, covers what you need to know about the NLRB’s Browning-Ferris decision, what it could mean for your business, and what you can expect in the future.