Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Law Firm Cyber Breaches. View a Recent CNA Professional Counsel Report

Based on current news stories, we're aware of the depth of cyber attacks in all industries from retail and entertainment to healthcare and, yes, law firms. Once they occur, businesses that are victims to these events are often surprised by the costs of recovery and lawsuits that follow. To provide some more in-depth perspectives, we recently identified a whitepaper published in March 2015 on this topic, CNA Professional Counsel - Safe and Secure: Cyber Security Practices for Law Firms. Read more about this document.

Tag(s): Cyber Risk; Law Firms;

2015 Updated - Gallagher Higher Education Think Tank Study: Infectious Disease Emergency Protocol for Colleges and Universities

Even in a modern world of advanced health care, it is distressingly easy to encounter infectious disease conditions that might present a college or university campus with challenges including recently reported U.S. cases of Ebola and measles. For these reasons among others, we felt it was time to update and re-release our 2006 Gallagher Higher Education Think Tank Study - Blueprint for Pandemic Flu with new information.

Tag(s): Higher Education;

Market Conditions Update: 2015 Asset Manager - Management & Professional Liability

While 2014 was a positive year for asset managers (with the Dow Jones and S&P 500 hitting all-time highs), advisors for mutual funds - and many managed accounts delivered robust returns. Strong overall performance is positive from an insurance underwriting perspective in that investors have less incentive to bring a claim against their advisors when they're making money. This Gallagher Market Conditions Update: 2015 Asset Manager Management & Professional Liability report examines trends that shaped the 2014 asset manager D&O/E&O insurance market.

Tag(s): Management Liability; Equity Advisors;

Articulating an Argument Based on the Carrier's Policy Language

A lawsuit was filed against the insured bank alleging that the bank was involved in a scheme to defraud investors. The bank was advised by the insurer that there was no coverage. The insured asked Gallagher’s Management Liability Practice team to assist in getting the insurer to reconsider the denial of the claim. Working with the insured, Gallagher used the carrier’s own policy language to get the insurer to reverse its decision.

Tag(s): Management Liability;

Market Conditions Update: 2015 Insurance Company Professional Liability (ICPL)

The Gallagher Market Conditions Update: 2015 Insurance Company Professional Liability (ICPL) Insurance report provides an overview on key ICPL issues in 2014 particularly in that primary insurers proved to be fairly disciplined in their underwriting. Increases varied based on the risk characteristics, but for accounts with moderate to low-risk profiles, year-over-year increases were generally in a range from 0% to 10%. So what is on the horizon for ICPL in 2015?

Tag(s): Management Liability;

Market Conditions Update: 2015 Real Estate Market

The Gallagher Market Conditions Update: 2015 Real Estate Market report notes that underlying fundamentals in commercial real estate continue to improve and are helping to drive successful insurance negotiations for clients. Commercial valuations are rising rapidly and financing is readily available. Improved opportunities in bank lending and low interest rates also are driving the business at the moment. So what is on the horizon for 2015?

Tag(s): Management Liability; Real Estate;

Why Independent Schools Need to Act on Student-on-Student Sexual Assault

The issue of student-on-student sexual assault has swept through colleges like a tidal wave, and its impact is starting to be felt by independent schools. At least 90 colleges are currently under federal investigation for potential violations of Title IX, the law that regulates sexual assault at institutions receiving federal funds. Even though most independent schools are not subject to Title IX compliance, the law will likely establish a standard of care for all educational institutions. Is your school or your students prepared?

Tag(s): Higher Education;

The Importance of a Compensation Philosophy: Redux

Without a well-thought-out compensation philosophy, incentive plans may be poorly designed and thus not effective. In 2005, James F. Reda wrote an article on the importance of a compensation philosophy. Since then, executive compensation has changed drastically. The Compensation Discussion and Analysis, combined with shareholder pressure, shifted the mix of performance shares from approximately 1/3 of the total long-term incentive award in 2005 to over 1/2 in 2013. This has resulted in the emergence of a new concept: the pay for performance curve.

Tag(s): Human Resources & Compensation; Executive Compensation; Executive Benefits; Electric Utilities;