The Gallagher Market Conditions Update: 2015 Employment Practices Liability report offers an evaluation of the 2014 EPL market. It summarizes the situation as a relatively static claim environment and similarly stable EPL insurance market. While a significant increase in EEOC staffing and some increased scrutiny into certain areas might suggest an increase in EEOC activity for 2015, the update indicates a continuing stable market forecast with flat to modest increases (zero - five percent) for most insureds.
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The private company Directors and Officers market is firm but improving for Private and Nonprofit Companies. Though perhaps not as severe as the 2001-2003 period, it has been with us for almost four years. In fact, the overall harder market for D&O was led by the Private Company sector. Read the Gallagher Market Conditions Update: 2015 Private and Nonprofit Companies Directors and Officers Liability report.
Space heaters carry a much greater risk of causing a fire than central heat - particularly given an increased potential for accidental fires due to misuse and/or human error. The U.S. Consumer Product Safety Commission estimates that roughly 25,000 residential fires are caused by the use of space heaters every year, resulting in more than 300 fatalities. If you select one for your office or home, what safety precautions can you take?
Years ago, many publicly traded companies agreed to provide their retirees healthcare benefits for at least some period of time. However, since then, rising medical costs, longer life spans and global competition have rendered these benefit obligations increasingly challenging for employers to maintain, particularly when the benefits are deemed to cover employees for life (not just while employed).
Over the years, K-12 schools and school officials have become targets for liability lawsuits by parents and students arising from bullying. Generally, courts are reluctant to hold schools liable in these cases and have set a high legal standard for school liability. Nevertheless, schools should proactively take steps to prevent liability exposure to bullying litigation.
The goal of this Practice Update is to provide a broad overview of investing in emerging market equities.
Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The January 2015 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news.
The Medical Malpractice Payment Report is produced by Gallagher Healthcare practice's team each year. It is a review and recap of the medical malpractice claims and risk management trends.
Several significant regulatory requirements and reporting changes have recently occurred that affect trucking operations and drivers. This Transportation Safety Topics newsletter provides some of the most recent updates and the associated agency or regulatory body including the Federal Motor Carrier Safety Administration (FMCSA) and the U.S. Department of Transportation.
Gallagher’s compensation expert, Shari Dunn, explains two core strategies in managing an organization’s human capital base: pay both competitively and cost-effectively by selecting and properly using labor market data.