Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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School Talk: Preventing Bloodborne Pathogen Exposure

Every day, students and school staff may potentially be exposed to blood or other potentially infectious materials (OPIM) transferred from injuries sustained by others. Examples of OPIMs include saliva, urine and secretions from a person’s mucus membranes (such as when they sneeze or cough). Most of us assume blood or OPIM exposure injuries occur during student athletic or recreational activities, but don't overlook injuries sustained from physical education classes and even recess. Following are some protocols that can assist you in creating a bloodborne pathogens safety training program.

Tag(s): Public Sector;

Healthcare Reform Update - September 4, 2014

This issue includes: Agencies Release New Accommodations from Contraceptive Mandate for Nonprofit Organizations and for Closely-Held, For-Profit Corporations IRS Questions & Answers: Verifying Eligibility for Tax Credits and Subsidies in the Marketplace HHS Provides Guidance on Automatic Reenrollment and Redeterminations of Eligibility for Marketplaces Premium Tax Credit Final Rules Issued FAQs: Medicare and the Marketplace U.S. Territories Exempt from Certain PPACA Provisions Questions and Answers for Employers

Tag(s): Healthcare Reform; Health & Welfare; Compliance Consulting;

CGL Does Not Stand for Cyber General Liability

New developments may affect how Comprehensive General Liability (CGL) responds to Cyber liability. On April 26, 2011, Sony Corporation (Sony) disclosed that 77 million records with extensive personal client information were released by virtue of a known vulnerability exploited by hackers. This breach resulted in a number of lawsuits including one by Sony's comprehensive general liability insurance (CGL) carrier. Sony's carrier claimed that Sony's CGL terms were not clear about cyber liability coverage. The carrier won the lawsuit to not pay out on the breach to Sony and its customers. The question is...are you covered if you have a cyber security breach?

Tag(s): Cyber Risk;

Institutional Investment & Fiduciary Services - September 2 - Weekly Market Update

The S&P500 broke the 2000 barrier for the first time last week, and the index has now tripled since bottoming out in 2009. Does the index have more room to run? We consider both the US economy, which continues to slowly improve, and Europe, which seems to be a few years behind. Our Weekly Market Update examines the most recent data.

Tag(s): Institutional Investment & Fiduciary Services;

CompDoctor: The New Normal

Fox & Lawson CompDoctor article: The public sector will face an uphill financial battle for the next few years. The private sector always seems to be about one to two years ahead of the public sector when it comes to the effects of recessions or good times. This is the new normal. (HR News magazine, 2/2011)

Tag(s): Public Sector; Human Resources & Compensation;