Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Directions Newsletter-March 2014

Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The March 2014 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: Final Employer Shared Responsibility Regulations Issued, IRS Provides Healthcare Tax Tips for Individuals, Spending on Wellness Incentives to increase 15 percent in 2014, Survey Finds, IRS Updates Quick Reference Guide for Public Employers, and Same-Sex Marriage Bans Ruled Unconstitutional in Kentucky, Virginia, and Texas.

Tag(s): Health & Welfare; Compliance Consulting;

When Hackers Create Personal Liability for Directors

As numerous media sources have reported, Target was one of the latest retailers whose customers’ credit card records have been stolen by hackers. As a result, the company is the subject of regulatory investigations and civil actions. A startling twist, however, are the lawsuits instituted against the individuals serving on Target’s board of directors.

Tag(s): Cyber Risk; Management Liability; Directors and Officers; Data Breach;

The New Face of Workers Compensation Insurance

Amid all the publicity, attention and frustration associated with the recent rollout of the Affordable Care Act, there is an emerging trend that is actually driving healthcare costs down and employee satisfaction up. This new trend, commonly known as “opt out” or “nonsubscription,” allows employers to establish a formal injury benefit plan to pay the work-related medical and indemnity claims of their employees, instead of purchasing traditional workers compensation.

Tag(s): Healthcare; Workers Compensation; Texas; Oklahoma; Nonsubscription;