Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

1511 - 1520 of 1936 items

Articulating an Argument Based on the Carrier's Policy Language

A lawsuit was filed against the insured bank alleging that the bank was involved in a scheme to defraud investors. The bank was advised by the insurer that there was no coverage. The insured asked Gallagher’s Management Liability Practice team to assist in getting the insurer to reconsider the denial of the claim. Working with the insured, Gallagher used the carrier’s own policy language to get the insurer to reverse its decision.

Tag(s): Management Liability;

Market Conditions Update: 2015 Insurance Company Professional Liability (ICPL)

The Gallagher Market Conditions Update: 2015 Insurance Company Professional Liability (ICPL) Insurance report provides an overview on key ICPL issues in 2014 particularly in that primary insurers proved to be fairly disciplined in their underwriting. Increases varied based on the risk characteristics, but for accounts with moderate to low-risk profiles, year-over-year increases were generally in a range from 0% to 10%. So what is on the horizon for ICPL in 2015?

Tag(s): Management Liability;

Market Conditions Update: 2015 Real Estate Market

The Gallagher Market Conditions Update: 2015 Real Estate Market report notes that underlying fundamentals in commercial real estate continue to improve and are helping to drive successful insurance negotiations for clients. Commercial valuations are rising rapidly and financing is readily available. Improved opportunities in bank lending and low interest rates also are driving the business at the moment. So what is on the horizon for 2015?

Tag(s): Management Liability; Real Estate;

Why Independent Schools Need to Act on Student-on-Student Sexual Assault

The issue of student-on-student sexual assault has swept through colleges like a tidal wave, and its impact is starting to be felt by independent schools. At least 90 colleges are currently under federal investigation for potential violations of Title IX, the law that regulates sexual assault at institutions receiving federal funds. Even though most independent schools are not subject to Title IX compliance, the law will likely establish a standard of care for all educational institutions. Is your school or your students prepared?

Tag(s): Higher Education;

The Importance of a Compensation Philosophy: Redux

Without a well-thought-out compensation philosophy, incentive plans may be poorly designed and thus not effective. In 2005, James F. Reda wrote an article on the importance of a compensation philosophy. Since then, executive compensation has changed drastically. The Compensation Discussion and Analysis, combined with shareholder pressure, shifted the mix of performance shares from approximately 1/3 of the total long-term incentive award in 2005 to over 1/2 in 2013. This has resulted in the emergence of a new concept: the pay for performance curve.

Tag(s): Human Resources & Compensation; Executive Compensation; Executive Benefits; Electric Utilities;

Preparing for Severe Winter Weather

We have all witnessed the devastating effects Mother Nature can cause throughout the year. Hosted by Agility Recovery and Gallagher's Loss Control Practice, this webinar focuses on your business' emergency and disaster preparedness, business continuity and recovery planning. Now is the time to prepare for the threats posed by flood waters, severe thunderstorms and tornadoes. How well will you be prepared to serve those who depend on you in their time of need?

Tag(s): Disaster & Emergency; Claims Advocacy; loss;

The New Language of Risk

In November of 2009, the paradigm for how we manage risk changed. The "new language of risk", and how to implement an enterprise-wide approach to risk management, is grounded in the value that risk management can bring to an organization. Gallagher's The New Language of Risk Management whitepaper addresses the topic of Enterprise Risk Management (ERM) - for public or private organizations, the nuances of regulations and more.

Tag(s): Public Sector;

Ten Ways to Shoot Yourself in the Foot with an RFP

Purchasing procedures for public entities and schools are designed to meet statutory requirements for a fair and consistent process. The purpose of a Request for Proposal (RFP) is for the good of the public entity and to demonstrate that an entity’s risk financing arrangements are being made through reputable insurers. This whitepaper offers examples of mistakes you can avoid in the RFP process.

Tag(s): Public Sector;

School Talk: Leading Causes of Staff Injuries - Slips & Falls

Each year, slip-and-fall accidents continue to be one of the leading causes of work-related injuries - from minor lacerations to more serious injuries. Claims statistics show slip-and-fall claims continue to cost public employers tens of thousands of dollars each year. This Gallagher School Talk newsletter features five general rules that will help you to reduce your business' risk exposures to slips and falls claims.

Tag(s): Loss Control; Public Sector;

Directions Newsletter - Anthem is the Target of a Cyber Attack

Anthem was recently the target of a very sophisticated external cyber attack. The attackers gained unauthorized access to Anthem's IT system and obtained personal information from their current and former members, including: names; birthdays; member ID/Social Security numbers; mailing addresses; email addresses; and employment information, such as, income data. Based on what Anthem is currently reporting, there is no indication that banking, credit card or medical information (such as claims data, test results, or diagnostic codes) was targeted or compromised. As we learn more, Arthur J. Gallagher & Co. will update our Directions newsletters accordingly, or send out a special alert if warranted.

Tag(s): Health & Welfare; Compliance Consulting; Anthem Hack;