This issue includes: Agencies Finalize Rules that Define How an Orientation Period Works with the 90-day Waiting Period HHS Finalizes Several SHOP Regulations Challenges to the Contraceptive Mandate Continue to Divide the Federal Courts Final Rules on Fixed Indemnity Plans as Excepted Benefits Clarifications to Marketplace Rules on Payment of Premiums and Special Enrollment Periods Expedited Process for Non-Formulary Drug Requests Required for the 2015 Plan Year Questions and Answers for Employers
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On June 12, 2014, the House Financial Services Committee released a discussion draft of the Terrorism Risk Insurance Act Reform Act of 2014 (TRIA) and a potential extension for the TRIA coverage beyond its current expiration set for December 31, 2014. The report found that the GAO is not collecting enough data from insurers to determine whether the goals of the federal government’s terrorism insurance backstop program are being met. Without an extension, the Terrorism Risk Insurance Act (“TRIA”), initially enacted in 2002 following the events of September 11, 2001, and extended in 2005 and 2007, will expire.
Unemployment is coming down faster than its expectations, but the Fed still thinks low inflation can continue without raising rates. Some economists think the Fed is wrong about long-term unemployed coming off the bench to keep wage growth and inflation subdued.
One of the leading causes of liability claims and work-related injuries in the public sector is slip-trip-fall claims, in which the human element plays a key factor in contributory causes. To address this business risk, it is important we understand what causes these events, determine what the standard of care and best practices should be considered when looking for solutions and risk treatment options. This webinar discusses the key issues concerning these types of claims...and recommendations for helping to reduce your risks.
Is your public sector organization or higher education institution ready to begin implementing Enterprise Risk Management (ERM)? These key questions can be a starting point for you. Thinking through your answers will help you develop a plan. Even if your implementation plan is for a “team of one,” this will help you understand where – and how – to begin the process.
Insuring punitive damages has been a “dicey” issue for the insurance market for years, and it poses an enormous threat to the viability of a business or organization found negligent. The marine market has traditionally excluded coverage for punitive damages specifically in marine liability policies. Read more about recent legal decisions making punitive damages necessary and the reaction from the marine insurance market to this change.
Download a complimentary executive summary and explore highlights of the national data gathered from 1,800 organizations. Examine current patterns and strategic insights that will guide your organization in choosing the right path for employee benefits. Contact your Gallagher representative to discuss further.
More than 70% of companies that do not have a comprehensive business continuity plan fail to recover from a significant business interruption event whether it's from a disaster, cyber attack or other significant business issue. What should you know?
Through Friday’s close, the S&P 500 has gone 40 days without a 1% daily change, making it the longest streak in the past 15 years. While the market has continued to grind higher, the Chicago Board Options Exchange Volatility Index (VIX), which measures the implied volatility of S&P 500 index options, has fallen to its lowest levels since 2007.