There is a saying in trucking that there are only two seasons: Winter and Construction. That would be humorous if it weren’t so true. Fact is that we need construction season to repair the roads we have and build more roads so we can do our jobs more safely and efficiently and we need to give those workers a wide berth so they can do their jobs safely. There is a lot going on in these areas, and most of the time, there is limited space to get through them so SLOW DOWN! What can you do?
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Aside from the recreational value, many people aren't aware of golf cart risks both on and off a golf course. Golf carts are involved in a number of accidents each year, resulting in personal injury, death, and property damage. Interestingly enough, golf carts are also used to travel around communities and are being used in the workplace as well. To help prevent accidents in any of these various environments, there are many precautions and recommendations that can be employed to help reduce or mitigate your risk exposure - particularly with operating and maintaining golf carts. So what do you need to know about driving golf carts?
Last Wednesday, the Bureau of Economic Analysis released their advance estimate of Gross Domestic Product (GDP) for the second quarter. As many predicted, the economy rebounded strongly in the second quarter, growing at a 4.0% rate and the real personal consumption expenditure – the key rate used by the Fed to measure inflation - advanced at a rate of 2.5% for the quarter, above the Federal Reserve’s inflation target of 2%. Although the better-than-forecasted growth stoked fears that the Federal Reserve may consider increasing short-term rates ahead of schedule, the Fed’s statement later in the afternoon remained dovish. Markets initially reacted well before ending the week down – although the economic recovery continues to show strength, there are areas of weakness and markets seem to be unsure of how to process the economy’s mixed signals.
Preview this month’s installment of Arthur J. Gallagher & Co.’s Pitfalls & Perils of 2014 focused on the numerous challenges and problems for both employers and plan administrators created by COBRA administration.
Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The August 2014 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news.
Now more than five years after the worst of the financial crisis, many investors are again reminded of the turmoil that rattled markets with the introduction of new regulation that is intended to reduce risk in the $2.6 trillion money-market industry. Last week the Securities and Exchange Commission (“SEC”), in a 3-2 vote, approved tighter money fund rules that are designed to avoid a repeat of the investor stampede out of the funds that occurred during the financial crisis. The new rules, while less ambitious than previous proposals and targeted specifically to institutional investors, would require “prime” and tax-free municipal money funds to “float the net asset value” of the fund and block investors from withdrawing their money in times of stress or impose a fee to redeem shares.
Evaluating and Implementing a Defined Contribution Benefits Strategy Within a Total Rewards Framework
Authors Chris Ratajczyk & Rick Strater discuss how a defined contribution benefits strategy can strongly improve employers’ total rewards programs. The whitepaper outlines how to evaluate the potential of this approach.
Last Tuesday, Fed Chair Janet Yellen appeared before the Senate Banking committee to deliver the Federal Reserve’s semiannual economic report to Congress. Yellen reported a slight improvement in the economy since her last testimony, with the unemployment rate decreasing from 6.7% to 6.1% and inflation increasing from 1.2% to 1.8%. Despite this improvement, she stressed that the recovery still has a ways to go and there were not any immediate plans to raise interest rates at this time, which have been held at near-zero levels since late 2008. She hinted that the Fed would be open to re-evaluating this decision should the labor market show notable improvement.
While many natural weather hazards are actively monitored, we know those situations can also be highly unpredictable. Lightning events are occurring more frequently, in more areas of the U.S. and for longer periods of time even outside the typical summer season. What safety measures can be taken to help protect children and faculty at schools though?
Employers, especially small businesses, often struggle with issues that may arise concerning Equal Employment Opportunity (EEOC) and compliance within their businesses. One of the most challenging issues that surfaces is focused on an employee's clothing or grooming that may be based upon religious beliefs. What should employers know about this topic? What guidelines should they implement? And are there any circumstances that could allow for exceptions to the rules? Have you effectively addressed this topic in your organization?