Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The April 2014 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news, including: Final Regulations on Employer 6055 and 6056 Reporting Requirements; Obama Signs Memorandum Calling for Expansion of Overtime Protection; and The IRS Answers Questions on the Application of Same-Sex Marriage to Qualified Retirement Plans.
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In recent years, a number of law suits have been filed against the fiduciaries of benefit plans governed by ERISA. These suits alleged that fiduciaries had breached their duty to participants by failing to adequately negotiate and monitor fees charged by commercial entities that were retained to administer and maintain the trusts underlying the plans. A recent decision by the U.S. District Court of Missouri, Tussey v. ABB Inc., offers useful insight about this topic.
Preview April installment of Gallagher’s Pitfalls & Perils of 2014, focused on PPACA and the new rules and requirements that have created a storm of obligations for employer-provided health coverage.
Technology has changed the delivery of health care with the push to digitize all health care records. With that type of digital change, the Healthcare community is an increasing target for cybercriminals. Keeping electronic Protected Health Information (ePHI) secure is a challenge for IT and an ongoing concern for HR managers, compliance and finance. For healthcare organizations and practices, the fines and penalties associated with HIPAA and HITECH can be crippling. This recorded webcast will help you understand some of the risks, how to help mitigate them and how to protect your organization's financial health.
Were the markets affected by the winter blues? After racing out to double digit gains in the first quarter of 2012 and 2013, equities had a more modest start to 2014. As winter begins to thaw and investors look ahead to spring, it is helpful to look back at what areas of the market worked for investors and those that were a drag on performance. Only time will tell if the stock market was just suffering from the winter blues or if we are in for a year of volatility and muted gains.
(This is an excerpt from Reuters.com article written by Jim Finkle and Karen Freifeld.) Several U.S. states are collaborating on an investigation of a data breach involving a subsidiary of Experian Plc. This reported data breach "exposed social security numbers for some 200 million people". This situation occurred around the same time that the Obama administration announced its intent to "strengthen the government's ability to compel businesses to adequately secure consumers data". Read more about this article through the link below. To view more Cyber Risk whitepapers, webinars or other related cyber issues and liability, visit our Gallagher Cyber Risk web section.
Other than merely improving the overall work environment, effective communications is essential to any business’ success. By having supervisors and senior management that are outstanding and motivational communicator, it can change a good business into a great one. But what really constitutes a great communicator? What qualities?
The healthcare industry is facing some of the most challenging times in recent memory. Changing regulations & new perspectives on financial assets will push many institutions to their limits, and the foundation of the industry is likely to shift…
On Monday, the U.S. Supreme Court asked the U.S. Solicitor General to file a brief on Glenn Tibble et. Al vs. Edison International et al., a case that revolves around Edison International’s accused breach of its fiduciary responsibilities by selecting retail-class shares of an investment fund in its 401(k) plan instead of the lower-cost institutional-class shares. As defined contribution assets continue to grow rapidly, the Supreme Court’s ruling on this case could have far-reaching effects on plans and participants alike.
Mindsets in an organization “rule” culture, actions and performance. It drives where people place their attention, what they actually see, how their biases may determine what they actually see - and ultimately how they react. This webinar offers proven strategies to help enhance your organization's culture and communications.