Halpern writes how more than 30 years after the U.S. Department of Labor introduced the term “independent fiduciary,” the use of such are becoming commonplace among ERISA. But what is an independent fiduciary and how and why would an institution employ them?
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Gallagher's International Trade Credit and Political Risk Insurance (CPRI) July 2014 Report offers a mid-year pulse of the global credit markets and political risk challenges that may affect them.
Every day, students and school staff may potentially be exposed to blood or other potentially infectious materials (OPIM) transferred from injuries sustained by others. Examples of OPIMs include saliva, urine and secretions from a person’s mucus membranes (such as when they sneeze or cough). Most of us assume blood or OPIM exposure injuries occur during student athletic or recreational activities, but don't overlook injuries sustained from physical education classes and even recess. Following are some protocols that can assist you in creating a bloodborne pathogens safety training program.
This issue includes: Agencies Release New Accommodations from Contraceptive Mandate for Nonprofit Organizations and for Closely-Held, For-Profit Corporations IRS Questions & Answers: Verifying Eligibility for Tax Credits and Subsidies in the Marketplace HHS Provides Guidance on Automatic Reenrollment and Redeterminations of Eligibility for Marketplaces Premium Tax Credit Final Rules Issued FAQs: Medicare and the Marketplace U.S. Territories Exempt from Certain PPACA Provisions Questions and Answers for Employers
New developments may affect how Comprehensive General Liability (CGL) responds to Cyber liability. On April 26, 2011, Sony Corporation (Sony) disclosed that 77 million records with extensive personal client information were released by virtue of a known vulnerability exploited by hackers. This breach resulted in a number of lawsuits including one by Sony's comprehensive general liability insurance (CGL) carrier. Sony's carrier claimed that Sony's CGL terms were not clear about cyber liability coverage. The carrier won the lawsuit to not pay out on the breach to Sony and its customers. The question is...are you covered if you have a cyber security breach?
The S&P500 broke the 2000 barrier for the first time last week, and the index has now tripled since bottoming out in 2009. Does the index have more room to run? We consider both the US economy, which continues to slowly improve, and Europe, which seems to be a few years behind. Our Weekly Market Update examines the most recent data.
While daunting, the current environment presents a distinct opportunity for governmental employers to fundamentally reassess and reposition benefits. (HR News 1/2012)
Fox & Lawson CompDoctor article: The public sector will face an uphill financial battle for the next few years. The private sector always seems to be about one to two years ahead of the public sector when it comes to the effects of recessions or good times. This is the new normal. (HR News magazine, 2/2011)
Fox & Lawson CompDoctor article: A follow-up to the “New Normal” focusing on changes to jobs and employees in general, but these changes will directly impact the classification and compensation systems discussed in the first article. (HR News magazine, 3/2011)
Fox & Lawson CompDoctor answers this question: If the success of pay for performance in the public sector is more about a shift in culture, how do we do that? What recommendations do you have for preparing our culture for a move to pay for performance? (HR News, 3/2012)