The U.S. Department of Education’s Office for Civil Rights, (“OCR”), issued new guidance in 2011 and follow-up guidance in April 2014 which details a college’s responsibility to respond promptly and effectively to alleged acts of sexual violence against students in accordance with the requirements of Title IX. The compliance obligations are extensive and have caught many colleges and universities off-guard. These mandates are unfunded. To help institutions get started and think through how they will fulfill these requirements, this Gallagher Higher Education whitepaper offers 10 steps that should be part of any Title IX compliance program.
1581 - 1590 of 1868 items
Federal Reserve governor Daniel Tarullo warned U.S. banks deemed “too big to fail” that they would be hit with a new round of capital surcharge requirements, a move made in an effort to force some to shrink the size and complexity of their operations or pay a penalty. What effect will this have on large financial institutions? Our Weekly Market Update examines the most recent data.
We are halfway through the 2014 hurricane season, have had eleven “named storms”, and the biggest threat thus far was focused on the Hawaiian Islands. If we keep up this pattern through November 1st, the catastrophe market will continue to soften for the balance of the year. Reinsurance rates continue to plunge, and this can only translate into better pricing and more capacity for the real estate and hospitality industry. Our report provides an overview of related topics including professional liability, cyber risk, TRIPRA, London real estate markets, workers compensation and more.
The use of unmanned aerial vehicles (UAVs, or drones) has increased dramatically in recent years. Drones — small, unmanned aircraft that are operated remotely — are in the news daily. The strong marketing of the devices to the public - combined with decreasing costs - has helped proliferate these devices, yet the regulation of them remains lenient. Learn more about the ABCs of drone technology.
Halpern writes how more than 30 years after the U.S. Department of Labor introduced the term “independent fiduciary,” the use of such are becoming commonplace among ERISA. But what is an independent fiduciary and how and why would an institution employ them?
Gallagher's International Trade Credit and Political Risk Insurance (CPRI) July 2014 Report offers a mid-year pulse of the global credit markets and political risk challenges that may affect them.
Every day, students and school staff may potentially be exposed to blood or other potentially infectious materials (OPIM) transferred from injuries sustained by others. Examples of OPIMs include saliva, urine and secretions from a person’s mucus membranes (such as when they sneeze or cough). Most of us assume blood or OPIM exposure injuries occur during student athletic or recreational activities, but don't overlook injuries sustained from physical education classes and even recess. Following are some protocols that can assist you in creating a bloodborne pathogens safety training program.
This issue includes: Agencies Release New Accommodations from Contraceptive Mandate for Nonprofit Organizations and for Closely-Held, For-Profit Corporations IRS Questions & Answers: Verifying Eligibility for Tax Credits and Subsidies in the Marketplace HHS Provides Guidance on Automatic Reenrollment and Redeterminations of Eligibility for Marketplaces Premium Tax Credit Final Rules Issued FAQs: Medicare and the Marketplace U.S. Territories Exempt from Certain PPACA Provisions Questions and Answers for Employers
New developments may affect how Comprehensive General Liability (CGL) responds to Cyber liability. On April 26, 2011, Sony Corporation (Sony) disclosed that 77 million records with extensive personal client information were released by virtue of a known vulnerability exploited by hackers. This breach resulted in a number of lawsuits including one by Sony's comprehensive general liability insurance (CGL) carrier. Sony's carrier claimed that Sony's CGL terms were not clear about cyber liability coverage. The carrier won the lawsuit to not pay out on the breach to Sony and its customers. The question is...are you covered if you have a cyber security breach?