At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.
Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The June 2014 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news.
Last week the S&P touched record highs, with a dip on Wednesday snapping a four-day rally that might otherwise have ended in a third straight day of record-closing highs. With a recent stretch of strong economic data, markets seem to be signaling that an improving economy is on the way. Meanwhile in fixed income markets, bond yields continue to drop with the 10-year Treasury rate dropping to 2.44% on Wednesday, the lowest closing level since June 2013. This seems to signal a divergence from what is happening in equity markets, as a decrease in bond yields generally occurs during periods of economic weakness.
A client wanted a fresh solution to more effectively manage their benefits program and integrate new acquisitions with the least disruption to the business. After assessing the client’s current situation and objectives, Gallagher recommended a defined contribution approach using the Gallagher Marketplace private exchange platform.
This article includes:
Sample Employee Communications for One-Time Marketplace Special Enrollment for COBRA Qualified Beneficiaries, Reminder: Deadline for PCORI Fee is July 31st, IRS FAQs Confirm Draconian Penalties for “Employer Payment Plans”, FAQs on PPACA Implementation Provide Guidance on Cost-Sharing, Tobacco Cessation, Health FSA Carryovers, and SBCs, CMS Issues Guidance on Expected Transitional Reinsurance Payment Process and Offers Training, COBRA Notices Updated, IRS Provides Guidance on Adjustments and Corrections Relating to the Additional Medicare Tax, Updated Questions and Answers for Employers
Cyber attacks have spread beyond the “usual suspects” of government, banks and retail targets. The unauthorized access of data and unknown breaches are now a growing and documented exposure for any real estate or hospitality owner/operator who has access to credit cards; utilizes computer operating systems for their assets; accepts and warehouses anyone’s personal information; or engages in social media.
After a disastrous start to 2014, emerging markets has been the strongest segment of the equity market, up 12.1% since the start of February. Emerging markets equity began 2014 as the cheapest market on a price-to-earnings basis, and only got cheaper as investors pulled capital amid a perfect storm of central bank actions and geopolitical tension. Despite the recent run, valuations still remain cheap relative to both international and domestic markets, signaling there could be more room to run.
Is a private exchange right for your organization? Explore how Gallagher Marketplace can positively impact your benefits strategy and help solve some of your challenges such as locating cost efficiencies, driving sustained employee engagement and creating administrative ease.
Culture plays a critical role in an organization’s safety performance, yet most of us have a hard time explaining in practical terms what culture is. This is one of the reasons why so many organizations struggle to change their safety culture.
This webcast starts by explaining safety culture in very practical terms and then draws from research to provide a clear approach for positively changing the culture within an organization. Three simple steps are described which leaders from the front line to the board room can use to deliberately shape their organization’s safety cultures.
As the generational gap increases, so does the demand for qualified talent, creating a hyper-competitive environment in the energy industry. A strategic plan specific to recruiting and retention is vital to the success of energy companies. In his whitepaper Recruiting & Retention Opportunities for the Energy Industry in a Changing Environment, author James Wright explores some solutions to the competitive environment created by this intellectual gap.