Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

1611 - 1620 of 1814 items

Risk Management Safety Insight: OSHA Emphasis on Fall Protection

Since Sir Isaac Newton’s book’, Philosophia Naturalis Principia Mathematica, was published in 1687 (quantifying the principles of gravity), there has been no question that falls due to the hidden force of gravity can result in personal injury. This hazard is greatly magnified in the workplace because of the nature of work at heights as well as employee exposure to falling. Despite this well-known hazard, employees either arrogantly or mistakenly believe that they can avoid a fall by their actions. This newsletter offers insights about the mounting issues concerning fall protection.

Tag(s): Loss Control; Workers Compensation;

Mental Health Parity: After the Final Rules

Final regulations on the Mental Health Parity and Addiction Equity Act (“MHPAEA”) were issued on November 13, 2013. These regulations adopted proposed regulations with minor modifications and incorporated clarifications that had been issued through sub-regulatory guidance. Plans must comply with the new requirements effective for their first plan year beginning on or after July 1, 2104.

Tag(s): Health & Welfare; Compliance Consulting;

Institutional Investment & Fiduciary Services - May 16 - Weekly Market Update

Amid ongoing fears of lackluster global economic growth, bond yields fell to pre-taper lows last week. The conventional wisdom about steadily rising rates may have overestimated potential economic growth and the effect of Fed tapering. Meanwhile, tech and small-cap stocks are selling off while the S&P 500 broke the 1900 barrier for the first time.

Tag(s): Institutional Investment & Fiduciary Services;

Advisor: Revisiting "Side A" Directors & Officers Liability Insurance

Most directors and officers are confident that the corporation they serve will indemnify all of their expenses related to defending and settling lawsuits that may arise from their duties as director or officer of the corporation. It's hard to imagine an individual risking their personal assets without such a promise. The recent recession, with record numbers of corporate bankruptcies, readily reveals the most obvious circumstance in which a corporation's promise of indemnify may prove to be inadequate protection. This Advisor newsletter addresses some risk transfer solutions designed to provide additional layers of protection for directors' and officers' personal assets.

Tag(s): Management Liability;

Advisor: Litigation, Indemnification and Insurance

A continuing source of concern for clients is how coverage is triggered under D&O policies. Specifically, when faced with litigation against individual officers and directors how will the coverage grants - Side A and Side B apply? This Advisor whitepaper features information about D & O coverage, when it begins and in what situations does it protect you.

Tag(s): Management Liability;

Private Exchange Funding: Understanding the Rules of Engagement

As employers explore the potential of a private exchange as part of their benefits strategy, they are also investigating and comparing the various funding options that are available. George Katsoudas and Stacy H. Barrow’s whitepaper Private Exchange Funding: Understanding the Rules of Engagement, examines funding methods for private exchanges, particularly HRAs, through the lens of related PPACA, Department of Labor and Internal Revenue Service legislation.

Tag(s): Health & Welfare; Compliance Consulting; Private Exchanges;

Institutional Investment & Fiduciary Services - May 9 - Weekly Market Update

Last Wednesday, Janet Yellen appeared before the Joint Economic Committee of Congress to discuss her outlook on the U.S. economy and what risks might potentially undermine the economy. Although the overall tone of her testimony was upbeat, she cited three main risks facing the economic recovery, warranting further monitoring by the Federal Reserve.

Tag(s): Institutional Investment & Fiduciary Services;

Risk Management Safety Insight: A Great Supervisor Holds Himself and Others Accountable for Results

People often associate accountability with negative consequences, but in our definition, there can be either positive or negative consequences that follow this type of action. It is important to notice that a great supervisor holds themselves accountable for results. They are constantly evaluating the impact of what they do on those around them - and on the organization. They also emphasize the “account” component of accountability and gathers all of the facts or reasons why the person’s actions made sense in the moment. They ask questions to evaluate each of the contextual components (self, others, surroundings, systems) that might have impacted the person’s actions or outcomes.

Tag(s): Loss Control;

Transportation Safety: Medical Exams and Certificate Changes

Recent changes to the rules regarding medical examination requirements for commercial vehicle drivers have made it necessary for the driver to continue to carry a copy of the medical examiners certificate (medical card) with them at all times when operating a commercial motor vehicle until January 30, 2015 The extension of this requirement will allow state licensing agencies to update and bring their programs into compliance with Federal standards. The next change will become effective May 21, 2014 and will require that all medical examiners be trained, tested and placed on the National Registry of Certified Medical Examiners. If the examiner you have been using is not registered, the medical exam and certificate will not be considered valid.

Tag(s): Loss Control; Transportation;