Various factors have driven the growth in aviation insurance including massive increases in capital to insurance markets and huge increases in rates and premiums following the World Trade Center attacks of September 11, 2001.
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This Article Includes: Treasury Department Delays Employer Shared Responsibility and Insurer Reporting Requirements by One Year
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The July 2013 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: Employer Mandate Delayed Until 2015 – Transitional Guidance Released; Smart Choices: Using Mobile Technology to Improve Pharmacy Utilization; and Knowledgeable Employees Equal Savvy Consumers.
Introducing a coverage designed to help you move forward after the unthinkable happens. Available exclusively from Arthur J. Gallagher & Co. and underwritten by Lloyd’s of London.
This Article Includes: PPACA Effective Date Watch List – 2013 and 2014, HHS Clarifies Responsibility for Transitional Reinsurance Contributions in Special Circumstances, 2013 GBS Healthcare Reform Webinar Series, HHS Issues Additional Proposed Regulations on Program Integrity and Certain Exchange Functions, Questions and Answers for Employers
Fox and Lawson’s COMPDOCTOR article outlines how public sector organizations adjust to the “new normal”―being forced to downsize to reduce costs. This action has a real impact on the manner in which work is performed and services are delivered. (HR News magazine, 06/2013)
This Article Includes: Final Wellness Regulations Providing Clarification; Increasing Permitted Rewards, Form 720 Revised to Accommodate the Payment of the PCORI Fee, Final SHOP Regulations Bring View of Future Exchanges into Focus, Questions and Answers for Employers
Organizations across the U.S. are finding themselves dealing with a unique phenomenon that few had anticipated, let alone prepared for―how to deal with an aging workforce. The primary “culprit” in this is the “Baby Boomer Generation,” which includes those born from 1946 to 1964. The overall medical severity tends to be higher for older workers than younger workers across all diagnoses.
The Internal Revenue Service (IRS) released Notice 2013-71 which modifies the use-or-lose rule for health FSAs offered under a cafeteria plan. Pursuant to this guidance, beginning in 2013, employers are permitted, but are not required, to include a provision in their cafeteria plan that allows up to $500 of unused health FSA funds to be carried over to the following plan year.
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The June 2013 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: Wellness in the Land of Confusion; 10 Essential Facts About the Affordable Care Act, Dental and Vision Benefits; and Strategies for Coping With a Wage and Hour Audit.