U.S. median incomes ended a 6-year decline by ticking up slightly in 2013, according to a Census Bureau report released last Tuesday. The weakness of the current recovery is allowing the Fed to continue to delay interest rate hikes, but for how long? Our Weekly Market Update examines the most recent data.
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By November 15, 2014, sponsors of self-insured health plans must take steps to report the number of covered lives for purposes of the Transitional Reinsurance Fee through Pay.gov. The first payment of the Transitional Reinsurance Fee is due by January 15, 2015. (Insurance carriers will report the number of covered lives and ultimately pay the fee for fully-insured health plans.) To assist sponsors of self-insured health plans, we have prepared these action steps as you countdown to compliance.
The Gallagher Higher Education Think Tank Study - What I Wish I'd Known When I Started explores what it takes to be successful in higher education risk management - and the immense knowledge and experience you gain through the years. View our complete study, download the PDF, share and/or print the document.
A large, public university experienced a large employee dishonesty fidelity loss and filed a claim with their insurer. The loss was perpetrated by an employee in the treasury department by providing university money to a Ponzi scheme as an investment. It was also discovered that the employee stood to gain from doing so with an agreement that the Ponzi scheme leaders would provide the employee with some of the funds on the back end of the transaction. To read more, view our Gallagher Management Liability case study.
Directions newsletter is a monthly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher & Co. The September 2014 issue includes healthcare reform updates, a technical bulletin, webinar information and a variety of benefits and HR news.
The U.S. Department of Education’s Office for Civil Rights, (“OCR”), issued new guidance in 2011 and follow-up guidance in April 2014 which details a college’s responsibility to respond promptly and effectively to alleged acts of sexual violence against students in accordance with the requirements of Title IX. The compliance obligations are extensive and have caught many colleges and universities off-guard. These mandates are unfunded. To help institutions get started and think through how they will fulfill these requirements, this Gallagher Higher Education whitepaper offers 10 steps that should be part of any Title IX compliance program.
Federal Reserve governor Daniel Tarullo warned U.S. banks deemed “too big to fail” that they would be hit with a new round of capital surcharge requirements, a move made in an effort to force some to shrink the size and complexity of their operations or pay a penalty. What effect will this have on large financial institutions? Our Weekly Market Update examines the most recent data.
We are halfway through the 2014 hurricane season, have had eleven “named storms”, and the biggest threat thus far was focused on the Hawaiian Islands. If we keep up this pattern through November 1st, the catastrophe market will continue to soften for the balance of the year. Reinsurance rates continue to plunge, and this can only translate into better pricing and more capacity for the real estate and hospitality industry. Our report provides an overview of related topics including professional liability, cyber risk, TRIPRA, London real estate markets, workers compensation and more.
The use of unmanned aerial vehicles (UAVs, or drones) has increased dramatically in recent years. Drones — small, unmanned aircraft that are operated remotely — are in the news daily. The strong marketing of the devices to the public - combined with decreasing costs - has helped proliferate these devices, yet the regulation of them remains lenient. Learn more about the ABCs of drone technology.