Having completed review of public comments to proposed regulations, on July 19, 2017, New York State (NYS) released its final regulations for implementation of the Paid Family Leave (PFL) law which goes into effect on January 1, 2018. Core information in the proposed regulations (released in February and May) did not change. The final regulations provide additional guidance to employers, insurance carriers, and employees about the leave’s benefits and procedures. With a five month window prior to the effective date, all parties should have sufficient time to prepare for the start of PFL on January 1, 2018. Employers with one or more employees are required to comply with PFL. Out of state employers with employees in New York State are also subject to the law for their New York employees. Read our Summary of Final Regulations to understand how this law affects your organization and employees.
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Representations & Warranties (Reps & Warranties) insurance is designed to provide insurance coverage for breaches of representations and warranties statements made by the seller in a purchase agreement. This whitepaper will discuss quick marketplace history, items of the purchase agreement to insure and underwriting.
As a medical professional, you may have volunteered your professional skills at a community “free clinic,” athletic setting, civic event or for a charitable organization. While it is a noble deed to offer your time and talent, there are valid concerns about liability. These concerns do not need to be an obstacle to volunteering if you do your research and implement common sense risk management.
This Weekly Market Update reviews the top 3 market headlines: big banks release Q2 earnings, Yellen gives testimony, stagnating inflation
There is an old saying that there are only two seasons: winter and construction. In most of the country a limited amount of road construction can be done in the winter months so as soon as the temperatures are moderate the cones, barrels, barriers and workers come out.
A frequent (and serious) misconception is that companies without publicly traded stock do not require Directors & Officers Liability insurance (D&O). In reality, much of the case law governing the duties of directors and officers arises in the context of private held companies. This paper is intended to identify the exposures faced by private company directors and officers, and how D&O insurance can mitigate their financial risks.
The question of whether to purchase a duty to defend or non-duty to defend/reimbursement policy form is a common issue we discuss with our clients. Ultimately, the answer is “it depends.”
Late notice is an issue that continues to concern insureds and insurers, especially under claims made and reported policies. A recent case decided by the United States Eighth Circuit Court of Appeals weighs in on the carrier’s side.
What major events impacted the markets in Q2? The professionals of Arthur J. Gallagher & Co.'s Institutional Investment & Fiduciary Services practice (Gallagher Fiduciary Advisors, LLC) presented a 50-minute webinar highlighting the capital market changes in the second quarter.
The rules governing cafeteria plan election changes are complex. Our 1 ½ hour recorded webinar covers election basics, an overview of election changes, when election changes are permitted, consistency rules, and administrative considerations.