Amid all the publicity, attention and frustration associated with the recent rollout of the Affordable Care Act, there is an emerging trend that is actually driving healthcare costs down and employee satisfaction up. This new trend, commonly known as “opt out” or “nonsubscription,” allows employers to establish a formal injury benefit plan to pay the work-related medical and indemnity claims of their employees, instead of purchasing traditional workers compensation.
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The devastation and magnitude of natural catastrophes―from hurricanes and flooding to wildfires and snowstorms―is almost unimaginable. While most of these situations cannot be prevented, preparation and recovery plans are critical to managing through it all and understanding the resources available to assist you afterward.
Healthcare Reform Update―February 14, 2014
James Reda & David Schmidt write: “There are several ways to compare severance packages between private companies including emerging pre-IPO companies and public companies” Published in Financial Executive Winter 2014
In building your organization's cyber risk management program, this article offers a range of key questions to address with your operations, technology and financial teams to consider in your planning.
Healthcare Reform Update―February 10, 2014
Quarterly report by AJG’s Institutional Investment & Fiduciary Services: The Market Environment, Q3, 2013. “Investors experienced a roller coaster ride in the third quarter, as global markets ebbed and flowed based on various economic readings, socio-political developments and…”
Quarterly report by AJG’s Institutional Investment & Fiduciary Services: The Market Environment, Q4, 2013. “Stocks didn’t merely climb the proverbial wall of worry in 2013, they pole-vaulted clear over the wall, delivering their best return since 1997…”
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The February 2014 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: Most Workers Satisfied With Pay‐Benefits Balance-Health Insurance Remains Key Job‐Choice Factor; Increase in HSAs Along with Decrease in HRAs May Portend Bigger Changes Ahead; and The Hottest 401(k) Trends for 2014.
This Article Includes: New PPACA Implementation FAQs Offer Guidance on Range of Issues: Including Preventive Services, Cost-Sharing Limitations, and Wellness Programs, Supreme Court Allows Certain Religious Entities to Avoid the Contraceptive Mandate Until Case is Resolved in Courts, IRS Releases Proposed Rules Regarding the Individual Mandate, Treasury Indicates that Volunteer Firefighters and Other Volunteer Emergency Medical Personnel Will Be Exempt From Applicable Large Employer Count, W-2 Considerations to Keep in Mind As the New Year Starts, DOL Updates Notice of Coverage Options, IRS Releases 2013 Form 8941 to Claim Small Business Tax Credit, HHS Extends Federal High-Risk Pools, Questions and Answers for Employers