Healthcare Reform Updates for November 18, 2013
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Following some catastrophic workplace disasters over the years, there have been calls for the Occupational Safety and Health Administration (OSHA) to adopt a comprehensive combustible dust standard. While OSHA has yet to act, it’s likely that they will implement a comprehensive combustible dust standard for all industries.
Within the international construction industry, the Joint Contracts Tribunal (JCT) and the New Engineering Contract (NEC) help provide consistent standardized documentation and structure within that industry. Continually evolving events and situations have prompted revisions to those structures.
A pork and beef processor in Wisconsin was inspected by OSHA compliance officers, and the ownership received willful, repeat and serious citations―with fines totaling $450,000. Following recommendations for location changes and efforts by its Gallagher safety consultant, the result was vastly improved.
Environmental liability is a legal obligation caused by the past or by the ongoing manufacture, use, release, or threatened release of a particular substance – or by activities that adversely affect the environment or human health. Every organization, especially aviation operators and service providers, may have some degree of exposure to it.
A steel service center's loss experience had deteriorated to the point that its experience modification factor was in excess of 1.75. Accidents were occurring with unacceptable frequency, and cases were becoming difficult to manage because of employees' attitudes. The Gallagher Workers Compensation team met with the client to find some answers.
Risk management in the operational fire service involves evaluating hazards and planning to mitigate and respond. It also involves the appropriate implementation of various control measures to address these hazards. The goal of this Public Entity Risk Institute (PERI) Symposium paper is to relate a real-life example of risk management to the planning function within a volunteer fire department.
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The November 2013 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: IRS Issues Guidance on FSA Use‐it‐or‐Lose‐it Rules; States Continue to Update Benefits Laws to Align With ACA; and California Enacts Several New Insurance and Benefit Related Laws.
This toolkit begins with Gallagher’s article on the uptick of audits and how they now address PPACA. It also has a piece on twelve DOL hot spots to beware of, links to two self-compliance tools provided by the DOL, and sample DOL audit letters and responses.
Gallagher offers the resources provided below to help you better understand the Medical Loss Ratio (MLR) requirements now that the rule is effective. This comprehensive toolkit includes an MLR article and FAQs, as well as FAQs and model notices developed by the government.