The Departments of Treasury, Labor and Health & Human Services (the Departments) released final rules implementing the Mental Health Parity and Addiction Equity Act (MHPAEA). The focus of this update is a review of the final rules that apply to group health plans and group insurers, as well as the parity rules which were extended to all grandfathered and non-grandfathered individual policies for policy years beginning on and after July 1, 2014.
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A road paving and hauling organization had some significant losses and claims develop within a short period of time, so the relationship with their carrier had become severely strained. While the client had made some significant changes, the carrier was still uncertain―until the Gallagher consultant provided a comprehensive review to improve their perspective.
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The August 2013 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: U.S. District Court Cases Signify Use of the Supreme Court’s Windsor Decision to Expand Recognition of Same‐Sex Spouse; Made‐To‐Order Benefit Packages; and Private vs. Public Total Compensation: Is There a Difference.
Research Study by Jack Connell, Kim Glass & David Schmidt, Executive Compensation Consulting, on executive compensation levels & practices when transitioning from pre-IPO to publicly traded company, covers 46 companies with 2011 IPOs. Published 2013
This study shows that many wealthy people have growing concerns about their liabilities but underestimate the danger of multimillion-dollar verdicts. Aside from the financial impact, high-net-worth individuals fear the stress of protracted legal proceedings and potential damage to their reputations.
The Gallagher London PRI Market Update for July 2013 summarizes the changes in line structure and tenors available from commercial Political Risk Insurance (PRI) insurers since our last report in January 2013. The summary reflects the outcome of reinsurance negotiations, the arrival of new insurers and areas that could be impacted by economic, political or violent situations.
A client had employees who were incurring sprains, carpal tunnel syndrome and other ergonomic-related disorders in the manufacture of truck wheel rims and tires. The company asked its insurance carrier to help identify causes of the ergonomic disorders and develop cost-effective and practical solutions to prevent them.
Schmidt, Glass and Reda note that since late 2007 we have seen numerous reports on excessive executive pay. The seeming disconnect between company performance and executive pay led to the passage of the Dodd-Frank Act. (Journal of Compensation & Benefits, 07/2013)
Reda writes that while privately-held companies approach compensation very differently from publicly-traded ones, the total compensation paid to executives is about the same. The big difference? Equity incentives. (Journal of Compensation & Benefits, 07/2013)
Higher education student health issues have grown more complex and varied over the past two decades―with larger student populations, more international students and more modern-day emotional demands. This Gallagher Higher Education Think Tank Study examines the often concealed topic of student health, and its challenges and opportunities for improvements.