Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

1821 - 1830 of 2017 items

Institutional Investment & Fiduciary Services - May 16 - Weekly Market Update

Amid ongoing fears of lackluster global economic growth, bond yields fell to pre-taper lows last week. The conventional wisdom about steadily rising rates may have overestimated potential economic growth and the effect of Fed tapering. Meanwhile, tech and small-cap stocks are selling off while the S&P 500 broke the 1900 barrier for the first time.

Tag(s): Institutional Investment & Fiduciary Services;

Advisor: Revisiting "Side A" Directors & Officers Liability Insurance

Most directors and officers are confident that the corporation they serve will indemnify all of their expenses related to defending and settling lawsuits that may arise from their duties as director or officer of the corporation. It's hard to imagine an individual risking their personal assets without such a promise. The recent recession, with record numbers of corporate bankruptcies, readily reveals the most obvious circumstance in which a corporation's promise of indemnify may prove to be inadequate protection. This Advisor newsletter addresses some risk transfer solutions designed to provide additional layers of protection for directors' and officers' personal assets.

Tag(s): Management Liability;

Advisor: Litigation, Indemnification and Insurance

A continuing source of concern for clients is how coverage is triggered under D&O policies. Specifically, when faced with litigation against individual officers and directors how will the coverage grants - Side A and Side B apply? This Advisor whitepaper features information about D & O coverage, when it begins and in what situations does it protect you.

Tag(s): Management Liability;

Private Exchange Funding: Understanding the Rules of Engagement

As employers explore the potential of a private exchange as part of their benefits strategy, they are also investigating and comparing the various funding options that are available. George Katsoudas and Stacy H. Barrow’s whitepaper Private Exchange Funding: Understanding the Rules of Engagement, examines funding methods for private exchanges, particularly HRAs, through the lens of related PPACA, Department of Labor and Internal Revenue Service legislation.

Tag(s): Health & Welfare; Compliance Consulting; Private Exchanges;

Institutional Investment & Fiduciary Services - May 9 - Weekly Market Update

Last Wednesday, Janet Yellen appeared before the Joint Economic Committee of Congress to discuss her outlook on the U.S. economy and what risks might potentially undermine the economy. Although the overall tone of her testimony was upbeat, she cited three main risks facing the economic recovery, warranting further monitoring by the Federal Reserve.

Tag(s): Institutional Investment & Fiduciary Services;

Risk Management Safety Insight: A Great Supervisor Holds Himself and Others Accountable for Results

People often associate accountability with negative consequences, but in our definition, there can be either positive or negative consequences that follow this type of action. It is important to notice that a great supervisor holds themselves accountable for results. They are constantly evaluating the impact of what they do on those around them - and on the organization. They also emphasize the “account” component of accountability and gathers all of the facts or reasons why the person’s actions made sense in the moment. They ask questions to evaluate each of the contextual components (self, others, surroundings, systems) that might have impacted the person’s actions or outcomes.

Tag(s): Loss Control;

Transportation Safety: Medical Exams and Certificate Changes

Recent changes to the rules regarding medical examination requirements for commercial vehicle drivers have made it necessary for the driver to continue to carry a copy of the medical examiners certificate (medical card) with them at all times when operating a commercial motor vehicle until January 30, 2015 The extension of this requirement will allow state licensing agencies to update and bring their programs into compliance with Federal standards. The next change will become effective May 21, 2014 and will require that all medical examiners be trained, tested and placed on the National Registry of Certified Medical Examiners. If the examiner you have been using is not registered, the medical exam and certificate will not be considered valid.

Tag(s): Loss Control; Transportation;

Institutional Investment & Fiduciary Services - May 5 - Weekly Market Update

Last week investors were bombarded with a series of economic reports that pointed to two different paths for the economy. Both the Standard & Poor’s/Case-Shiller Home Price Index and Gross Domestic Product (GDP) reports highlighted signs of concern over the tepid economic recovery that has been in place since 2008. Meanwhile consumer spending and statements from the Federal Reserve suggest that economic activity is picking up after hibernating during a winter that refused to end.

Tag(s): Institutional Investment & Fiduciary Services;

Medical Marijuana Laws Raise Concerns for the Hospitality Industry

The use of marijuana for medicinal purposes is becoming more prevalent throughout the U.S. While recreational use of marijuana is prohibited in most states, many states are passing legislation that permits its residents to use marijuana for medicinal purposes. Confounding the issues, the use of marijuana remains illegal under federal law, and the state laws that permit the use of medical marijuana currently do not provide employees protection against discipline by employers for using the drug. This whitepaper references some of the legal aspects and precautions to take in order to prevent employee safety and guest concerns.

Tag(s): Loss Control; Hospitality;

Shipowners Take Note: The Impact of Federal Sanctions Imposed Against Russia

President Obama recently issued three Executive Orders (“E. O.”) in response to the annexation of Crimea by Russia. These E.O.s can impose sanctions on named officials of the Russian government, any individual or entity that operates in the Russian arms industry - and any designated individual or entity that acts on behalf of, or that provides material or other support to, any senior Russian government official. We recommend that shipowners (U.S. Persons) consider monitoring the Specially Designated Nationals (SDN) list.

Tag(s): Multinational Client Services; Global Risk Management; International Risk Solutions; Marine;