Environmental liability exposures have concerned companies in the U.S. for over 30 years. Since the passage of CERCLA (Superfund) in 1980, companies that purchase or merge with other companies are exposed to liabilities for contamination that they caused (and in some cases, could have caused) either at their owned or operated locations or at locations to which their waste was sent.
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Standard liability and property insurance policies have excluded coverage for claims associated with pollution events since 1985, leaving significant coverage gaps in insurance programs throughout the U.S. Although there has been a market for pollution liability insurance since 1979, until recently, coverage was very narrow, limits were low and premiums were often not cost effective.
MSCI Inc. announced recently that it will include equities traded in mainland China, known as A-shares, in the MSCI Emerging Markets Index for the first time.
Gallagher received a call from a bank CEO who was exploring brokers, as they had received several recommendations to contact Gallagher regarding the bank’s insurance program.
The market for pollution liability insurance has dramatically changed over the years. Environmental liability coverage has greatly broadened, limits have increased and premiums are significantly lower. This discussion is provided for developers, owners and investors of commercial real estate to overview how environmental liability insurance can be used to manage financial risks associated with environmental liabilities. Today, more and more commercial real estate entities are purchasing environmental liability coverage.
In this issue, duty to defend versus reimbursement; DOL wage & hour opinion letters return; fraud settlements in skilled nursing; late notice issues; and how to measure cyber risk aggregation.
The Canada Client Newsletter is a quarterly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher. The summer 2017 issue includes Canadian legislative updates, benefit and pension topics, and information on the changing disability landscape.
This Weekly Market Update reviews the top 3 market headlines: tech stocks surpass dot-com era levels, ECB president takes center stage, short sellers back off
The right way to handle conflict is to strategically create calm and assertively defuse the intensity of the conflict. This article will help you defuse workplace conflict using four proven psychological methods.
This article compares and contrasts the differences in director compensation programs among various types of companies, including publicly traded companies, privately held companies, and non-profit organizations. (Journal of Compensation & Benefits, 07/2017)