A member of the Gallagher Financial Services Practice contacted an independent securities broker-dealer (consisting of approximately 500 registered representatives/financial advisors) and inquired about their current E&O program.
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Directions newsletter is a monthly publication of the Benefits and HR Consulting practice of Arthur J. Gallagher & Co. The November 2017 issue includes articles about IRS indexed dollar values for 2018, IRS guidance on QSEHRAs, disaster relief following California wildfires, the withdrawal of one HIPAA regulation, the delay of a DOL regulation, a retirement savings checklist, a state law update, and several important reminders.
Please join us for the third session in our new multi-part webinar series, “Navigating a Food Safety Crisis: What to Do (And What Not to Do) Before, During and After”.
This Weekly Market Update reviews the top 3 market headlines: Saudi Crackdown Sends Oil Higher; Eurozone Growth Prospects Rise; Americans Feel It’s a Better Time to Sell a Home
A publicly traded, multi-national manufacturer had worked with a global insurance brokerage for the past 20 years. Recent personnel changes at the broker prompted the client to interview other insurance brokers.
We contacted a print and business forms manufacturer who had a long-standing relationship with their underwriter to discuss their recent insurance program renewal. During the discussion we learned that the client’s premiums were high and the client also expressed frustration that the billing was inconsistent.
A 30+ year client of the firm hadn’t had a complete market analysis evaluation done in almost four years. After laying out our approach and process to handling the analysis, they agreed that no other brokerage firm could sell them to the marketplace as well as Gallagher.
A growing agricultural equipment manufacturer wanted to review their risk management program. During our discussion we learned the client had a 22- year relationship with a local, small town broker who had co-brokered their current program with a direct writer.
A local machine job shop had been with a direct writer for over 20 years. They hadn’t done a complete market analysis in three years.
A supplement and protein manufacturing company was going through a producer contact change. In addition, their insurance program, while with the correct market, was increasing in premium annually at a steady 4%. With few carrier options in the industry, based on their operations and exposures, they thought a firm, with national market leverage, could provide them a better renewal program moving forward.