Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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RMSI Newsletter - OSHA Liability 2017

As 2017 draws to a conclusion, it is important to look back at what occurred in 2017 and hopefully learn from events because, as human beings, if we do not learn from history, we are doomed to repeat it, in this case, with tragic results. The Romans understood this because they had a mythical god, Janus, who had two heads, one looking backward to the past and one to the future.

Tag(s): Loss Control; Risk Management Safety Insight; Newsletter;

Market Conditions 2018: Financial Institutions - Banks

The Management Liability insurance marketplace for Banks remained largely competitive throughout the 2017 term, fundamentally due to the continued availability of underwriting capacity bolstering competition among insurers. This competition contributed to persistent lower pricing trends as well as substantial coverage enhancements, which were almost universally available for the asking. There was, however, a tangible decline in interest in some asset classes from certain insurers. As in the past, well-performing institutions realized the greatest gains from both a coverage and premium savings standpoint.

Tag(s): Management Liability; Market Conditions; Financial Institutions; Banks; Newsletter;

Market Conditions - 2018 D&O Market Stable Amid Adverse Claims Trends

As we look to forecast the state of the D&O marketplace in 2018, a close examination of 2017 events and trends is critical. The D&O market in 2017 was best described as a market in flux. The underlying tension in the D&O marketplace was palpable. The numbers of claims increased dramatically, but pricing remained competitive for many risks and flat for most.

Tag(s): Market Conditions; D&O; Management Liability;

Market Conditions - Real Estate

The environment for interest rates is all but confirmed for increases, and yet the cycle continues. Its durability doesn’t seem threatened by either a ready supply of equity or debt or even the possibility of oversupply. We have been noticing of late that ‘sectors’ are getting a deeper review by the insurance underwriters. Whereas in the past, the good results for insurance companies professional real estate risk was more uniform overall classes, we have seen that change more in the last 12 months. The ‘Amazon’ effect has put malls and strip shopping centers into a much greater focus and multifamily is also perceived to on its way to an oversupply issue. These two classes are seeing a higher level of scrutiny from the underwriting community.

Tag(s): Management Liability; Real Estate; Newsletter;