Are you overwhelmed with all the details of healthcare reform? As regulations are issued, you may need further clarification. Gallagher has compiled an extensive list of frequently asked questions with answers provided by our compliance experts. Sections of the FAQs include Employer Responsibility, Individual Responsibility, Taxes and Subsidies, and Miscellaneous. Updated November 2017.
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The events following the unconstitutionally-held 1 October referendum in Catalonia are both historic and unprecedented.
With operations under financial pressure, a large energy exploration & production company found its insurance purchase elevated to a boardroom issue. Cutting costs was critical – but leaving its balance sheet vulnerable in an already fragile economic environment was not an option. The company hired Gallagher to save them premium AND improve coverage. Here’s what we achieved for them over the course of our first two years as their broker.
A global logistics company with 30 international locations and a diverse business interviewed multiple insurance brokers. Their decision to interview brokers was driven by their current broker’s lack of international presence and expertise, but they thought they were getting good results on their domestic program. The company narrowed down their choice to two options: Gallagher and one of our largest competitors. They chose Gallagher because we actually addressed specific problems we would fix in their insurance program, rather than only talking about our capabilities. They recognized that “biggest isn’t always the best” in their own business and believed this concept would apply to insurance brokers too.
Gallagher contacted a large food manufacturing client to discuss their overall risk management program. During the discussion, we learned that the company was experiencing issues with their current carrier and the management of their claims. Gallagher did a full analysis of their risk management program with special attention paid to mitigating claims.
We received an opportunity to review the insurance program of a hotel REIT when there was a shift in their management team.
Gallagher received a call from a bank CEO who was exploring brokers, as they had received several recommendations to contact Gallagher regarding the bank’s insurance program.
A member of the Gallagher Financial Services Practice contacted an independent securities broker-dealer (consisting of approximately 500 registered representatives/financial advisors) and inquired about their current E&O program.
Directions newsletter is a monthly publication of the Benefits and HR Consulting practice of Arthur J. Gallagher & Co. The November 2017 issue includes articles about IRS indexed dollar values for 2018, IRS guidance on QSEHRAs, disaster relief following California wildfires, the withdrawal of one HIPAA regulation, the delay of a DOL regulation, a retirement savings checklist, a state law update, and several important reminders.
Please join us for the third session in our new multi-part webinar series, “Navigating a Food Safety Crisis: What to Do (And What Not to Do) Before, During and After”.