The market for pollution liability insurance has dramatically changed over the years. Environmental liability coverage has greatly broadened, limits have increased and premiums are significantly lower. This discussion is provided for developers, owners and investors of commercial real estate to overview how environmental liability insurance can be used to manage financial risks associated with environmental liabilities. Today, more and more commercial real estate entities are purchasing environmental liability coverage.
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In this issue, duty to defend versus reimbursement; DOL wage & hour opinion letters return; fraud settlements in skilled nursing; late notice issues; and how to measure cyber risk aggregation.
The Canada Client Newsletter is a quarterly publication of the Benefits & HR Consulting operations of Arthur J. Gallagher. The summer 2017 issue includes Canadian legislative updates, benefit and pension topics, and information on the changing disability landscape.
This Weekly Market Update reviews the top 3 market headlines: tech stocks surpass dot-com era levels, ECB president takes center stage, short sellers back off
The right way to handle conflict is to strategically create calm and assertively defuse the intensity of the conflict. This article will help you defuse workplace conflict using four proven psychological methods.
This article compares and contrasts the differences in director compensation programs among various types of companies, including publicly traded companies, privately held companies, and non-profit organizations. (Journal of Compensation & Benefits, 07/2017)
Having completed review of public comments to proposed regulations, on July 19, 2017, New York State (NYS) released its final regulations for implementation of the Paid Family Leave (PFL) law which goes into effect on January 1, 2018. Core information in the proposed regulations (released in February and May) did not change. The final regulations provide additional guidance to employers, insurance carriers, and employees about the leave’s benefits and procedures. With a five month window prior to the effective date, all parties should have sufficient time to prepare for the start of PFL on January 1, 2018. Employers with one or more employees are required to comply with PFL. Out of state employers with employees in New York State are also subject to the law for their New York employees. Read our Summary of Final Regulations to understand how this law affects your organization and employees.
Representations & Warranties (Reps & Warranties) insurance is designed to provide insurance coverage for breaches of representations and warranties statements made by the seller in a purchase agreement. This whitepaper will discuss quick marketplace history, items of the purchase agreement to insure and underwriting.
As a medical professional, you may have volunteered your professional skills at a community “free clinic,” athletic setting, civic event or for a charitable organization. While it is a noble deed to offer your time and talent, there are valid concerns about liability. These concerns do not need to be an obstacle to volunteering if you do your research and implement common sense risk management.
This Weekly Market Update reviews the top 3 market headlines: big banks release Q2 earnings, Yellen gives testimony, stagnating inflation