The IRS has begun sending letters to employers that may owe an Employer Shared Responsibility penalty for calendar year 2015. With only 30 days to respond, it is critical that employers receiving these letters know how to respond on a timely basis.
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We at Arthur J. Gallagher have been calling for this for several years, as the benign claims environment made itself more obvious. The Clubs, however, true to their conservative outlook on life, had, with a few notable exceptions, resisted the temptation.
Stay informed on the latest healthcare reform news. Gallagher's Healthcare Reform Update newsletters provide timely, easy-to-understand information about new and revised regulations. Download the latest release below.
A global logistics company with 30 international locations and a diverse business interviewed multiple insurance brokers. Their decision to interview brokers was driven by their current broker’s lack of international presence and expertise, but they thought they were getting good results on their domestic program. The company narrowed down their choice to two options: Gallagher and one of our largest competitors. They chose Gallagher because we actually addressed specific problems we would fix in their insurance program, rather than only talking about our capabilities. They recognized that “biggest isn’t always the best” in their own business and believed this concept would apply to insurance brokers too.
Gallagher partners with NAW to serve the wholesale distribution industry. We recently worked with several NAW members to achieve significant improvements within their business insurance programs.
An area Agribusiness Pharma company had experienced two uncovered claims in the past 3 years due to their brokers lack of understand of their business and therefore they had inadequate coverage. They agreed that a firm with greater expertise in insurance, as well as a genuine interest and process to better understand their business was warranted.
A local Arborist company was referred to Gallagher after they heard about the work we were doing in the area. The company was relatively happy with their current brokerage firm, but thought there was room for improvement. Their main payroll class code rate seemed a bit high and was driving the majority of their overall premium expense.
The manufacturing and construction setting has been a highly visible area for worker safety programs, but since 2010, more worker fatalities in the United States have been caused by vehicle crashes than any other type of incident.
As K–12 schools increase their use of digital tools and services, the number of cyber incidents will also continue to rise. The map to the left shows all cybersecurity-related incidents reported for U.S. K-12 public schools and districts from January 2016 to October 2017.
When it comes to major change in healthcare policy, it can feel like you’re being thrown off balance. Staying on top of what’s coming and learning how to prepare can be a challenge in itself, and trying to keep it all upright is undoubtedly a tricky task. In our latest e-book, William F. Jessee, MD, FACMPE, facilitates the conversation surrounding how to progress during times of change—but it’s going to take skill and patience.