Resources by industry

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Rail Contractor Saves on Premium While Improving Program Structure

A few days before renewal, a rail contractor contacted the Gallagher Rail Team due to lack of options provided by their current broker. Gallagher performed a thorough review of a rail contractor’s risk management program and found several significant coverage issues. We were given the opportunity to represent this contractor in the insurance marketplace. We built a program that fixed all of the coverage problems while saving the company over 15% on their premium.

Tag(s): Transportation;

School Talk: Asbestos Management Program

The federal government declared a moratorium on asbestos production in the early 1970s. In response to this, OSHA requires a competent person be designated for all worksites that may involve contact with existing asbestos containing building materials. This position is critical for any maintenance activities on buildings constructed before the late 1980s.

Tag(s): Public Sector;

Review of a Product Contamination Event: Food Importer

Claims resulting from food contamination or suspected contamination have frequently resulted in coverage disputes between insurers and policyholders. The policies most often involved in a contamination loss are comprehensive general liability, property and product contamination. This paper will provide an overview of a standard contamination event.

Tag(s): Food & Agribusiness;

Transportation Safety Topics: Deadly Distractions

While multitasking is encouraged in some situations, driving isn’t one of them. The National Highway Traffic Safety Administration released the results of a study done by the Virginia Polytechnic Transportation Institute, and they graphically show that drivers driving while distracted are a real and present danger to themselves and everyone else on the road near them.

Tag(s): Transportation; Transportation Safety Topics;

PEP Talk: Asbestos Management Program

The federal government declared a moratorium on asbestos production in the early 1970s. In response to this, OSHA requires a competent person be designated for all worksites that may involve contact with existing asbestos containing building materials. This position is critical for any maintenance activities on buildings constructed before the late 1980s.

Tag(s): Public Sector;

Market Conditions 2017 - FI Broker-Dealer

Consolidation of independent broker-dealer firms and preparation for the “Fiduciary Rule” are two pressing issues impacting the retail investment industry. Last year, the retail investment industry experienced major change.

Market Conditions 2017 - Financial Institution Bond

Financial Institution Bond insurance renewal premiums fell within a “stable” range (+/- a few percentage points) in 2016. Internal distractions within three of our top-ten financial fidelity insurers (Ace/Chubb merger, AIG’s fidelity restructuring and Zurich’s diversified financial restructuring) diminished the level of competition in 2016, and we expect this lackluster competition to continue into 2017.

The Double Helix: Winter 2017

Welcome to the winter edition of The Double Helix. Inside this issue you can find articles on the following: Medical Device Consolidation, FDA Regulations, 3D Printing and the Life Sciences Market and Clinical Trials Overseas.

Tag(s): Life Sciences;