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School Talk: Mobile Food Vendors on School Sites

Food trucks are a great fundraising source, used at many booster club and PTA/PTO events, with a portion of the proceeds going to the school or school-affiliated group. While the prospect of fundraising using food trucks is tempting, it may come with a price tag that could include property damage, foodborne illnesses and injured event participants. Many times, school administrators and risk managers are unaware food trucks are used at school events because affiliated groups have bypassed established facility- use procedures, or haven’t disclosed that food trucks will be present in the event applications. If a food truck will be present at a school sanctioned event, it is important that a mobile food vendor policy is in place which sets forth guidelines for the safe operation of food trucks on your premises.

Tag(s): Public Sector;

PEP Talk: Mobile Food Vendors on Your Site

Food trucks are a great fundraising source to use with a portion of the proceeds going to your public entity or cause. While the prospect of fundraising using food trucks is tempting, it may come with a price tag that could include property damage, foodborne illnesses and injured event participants. Many times, administrators and risk managers are unaware food trucks are used at events because affiliated groups have bypassed established facility- use procedures, or haven’t disclosed that food trucks will be present in the event applications. If a food truck will be present at an event, it is important that a mobile food vendor policy is in place which sets forth guidelines for the safe operation of food trucks on your premises.

Tag(s): Public Sector;

Rail Contractor Saves on Premium While Improving Program Structure

A few days before renewal, a rail contractor contacted the Gallagher Rail Team due to lack of options provided by their current broker. Gallagher performed a thorough review of a rail contractor’s risk management program and found several significant coverage issues. We were given the opportunity to represent this contractor in the insurance marketplace. We built a program that fixed all of the coverage problems while saving the company over 15% on their premium.

Tag(s): Transportation;

School Talk: Asbestos Management Program

The federal government declared a moratorium on asbestos production in the early 1970s. In response to this, OSHA requires a competent person be designated for all worksites that may involve contact with existing asbestos containing building materials. This position is critical for any maintenance activities on buildings constructed before the late 1980s.

Tag(s): Public Sector;

Review of a Product Contamination Event: Food Importer

Claims resulting from food contamination or suspected contamination have frequently resulted in coverage disputes between insurers and policyholders. The policies most often involved in a contamination loss are comprehensive general liability, property and product contamination. This paper will provide an overview of a standard contamination event.

Tag(s): Food & Agribusiness;

Transportation Safety Topics: Deadly Distractions

While multitasking is encouraged in some situations, driving isn’t one of them. The National Highway Traffic Safety Administration released the results of a study done by the Virginia Polytechnic Transportation Institute, and they graphically show that drivers driving while distracted are a real and present danger to themselves and everyone else on the road near them.

Tag(s): Transportation; Transportation Safety Topics;

PEP Talk: Asbestos Management Program

The federal government declared a moratorium on asbestos production in the early 1970s. In response to this, OSHA requires a competent person be designated for all worksites that may involve contact with existing asbestos containing building materials. This position is critical for any maintenance activities on buildings constructed before the late 1980s.

Tag(s): Public Sector;

Market Conditions 2017 - FI Broker-Dealer

Consolidation of independent broker-dealer firms and preparation for the “Fiduciary Rule” are two pressing issues impacting the retail investment industry. Last year, the retail investment industry experienced major change.