With operations under financial pressure, a large energy exploration & production company found its insurance purchase elevated to a boardroom issue. Cutting costs was critical — but leaving its balance sheet vulnerable in an already fragile economic environment was not an option. The company hired Gallagher to save them premium AND improve coverage. Here’s what we achieved for them over the course of our first two years as their broker.
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Gallagher contacted a large food manufacturing client to discuss their overall risk management program. During the discussion, we learned that the company was experiencing issues with their current carrier and the management of their claims. Gallagher did a full analysis of their risk management program with special attention paid to mitigating claims.
Although estimates vary, driver fatigue may contribute to more than 100,000 crashes a year. Conservative estimates peg drowsy driving as a contributing factor in about 1,000 fatalities a year, while a report from the AAA Foundation for Traffic Safety estimates that more than 6,000 drowsy driving crashes a year result in at least one fatality.
National Patient Safety Week has come and gone, but it is still an opportune time to fine-tune practices to improve patient safety. One vital physician skill to keep patients from harm is that of effective communication. Clear, accurate and ongoing communication among patients and colleagues can improve quality of care, lower costs and prevent lawsuits.
Gallagher works with thousands of public entities and nonprofit agencies. All of these organizations need to understand the risk and insurance implications before, during and after a natural disaster, and that requires understanding FEMA and the Stafford Act.
Although there is no consensus on the age at which workers are considered “older workers,” the aging workforce phenomenon is real. These demographic shifts have made the issue of healthier workers, especially those of advanced age, much more pressing.
Have you ever spent time with someone who was so absentminded or distracted that you wondered how they got through life every day? On the other hand, have you ever known someone who was so observant and attentive that they made you feel a little self-conscious? We all have been on both sides of this equation.
Recent court rulings on the Fair Labor Standards Act (FLSA) and advice from the Department of Labor (DOL), in response to a request from the American Bar Association (ABA), have a%ected the way that internships are managed by our company — and they may apply to your school, as well.
In this issue, fraud and abuse enforcement in 2016; where to work if you are a physician; will 403(b) plans follow the litigation experience of 401(k) plans; the cost of preventable errors measured against Leapfrog ratings; and ransomware as a service.
You’re driving down the interstate; you have a bright sunny day, dry road and moderate to light traffic. There’s relaxing music on the radio, you’re actually a little ahead of schedule for a change and everything is right with the world. Suddenly, “from out of nowhere,” this red vehicle whips around you, hits the brakes and heads for the shoulder of the highway. You have to hit the brakes and steer around them to avoid a collision and they have just ruined your peaceful day. Question, is that the first time that or a similar event has ever happened to you? Probably not, and for certain it won’t be the last. That is what we call a NEAR MISS.