Aside from the recreational value, many people aren't aware of golf cart risks both on and off a golf course. Golf carts are involved in a number of accidents each year, resulting in personal injury, death, and property damage. Interestingly enough, golf carts are also used to travel around communities and are being used in the workplace as well. To help prevent accidents in any of these various environments, there are many precautions and recommendations that can be employed to help reduce or mitigate your risk exposure - particularly with operating and maintaining golf carts. So what do you need to know about driving golf carts?
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While many natural weather hazards are actively monitored, we know those situations can also be highly unpredictable. Lightning events are occurring more frequently, in more areas of the U.S. and for longer periods of time even outside the typical summer season. What safety measures can be taken to help protect children and faculty at schools though?
Lightning is an extremely significant weather hazard, but far too often underrated. The vast majority of the lightning casualties are easily preventable by following simple safety guidelines. This newsletter offers some recommendations for minimizing lightning-related risks while implementing critical safety measures. Conducting a thorough assessment of your emergency preparedness program and confirming the best solutions for your organization are most important for protecting your teams while minimizing risk.
The summer season is underway. With so many people taking time off, and having "construction season" underway in many areas of the U.S., it increases traffic and congestion on the roadways. Then there are “vacation drivers” are often inexperienced with long-distance travel. These drivers are not as familiar with managing fatigue and other road distractions. Keep a lookout for these drivers, and keep your distance from them. For more tips on transportation safety, read more.
Health & Welfare - Critical Thinking: Employers Must Make Major Shift to Sustain Compensation and Benefits
AJG Health & Welfare’s Kent Lonsdale writes, “Many companies have been wrestling with their ability to sustain their compensation and benefit programs. The continual rise in healthcare spending has affected the bottom line of many companies and families…”
One of the leading causes of liability claims and work-related injuries in the public sector is slip-trip-fall claims, in which the human element plays a key factor in contributory causes. To address this business risk, it is important we understand what causes these events, determine what the standard of care and best practices should be considered when looking for solutions and risk treatment options. This webinar discusses the key issues concerning these types of claims...and recommendations for helping to reduce your risks.
Is your public sector organization or higher education institution ready to begin implementing Enterprise Risk Management (ERM)? These key questions can be a starting point for you. Thinking through your answers will help you develop a plan. Even if your implementation plan is for a “team of one,” this will help you understand where – and how – to begin the process.
Insuring punitive damages has been a “dicey” issue for the insurance market for years, and it poses an enormous threat to the viability of a business or organization found negligent. The marine market has traditionally excluded coverage for punitive damages specifically in marine liability policies. Read more about recent legal decisions making punitive damages necessary and the reaction from the marine insurance market to this change.
Manufacturing companies relying on commercial carriers and other third-parties to provide insurance for their products while in transit need to be aware of the possibility of being overcharged and underinsured. This has the potential to affect your company’s profits and better understand your exposure. This article covers a few of the top questions you should consider when evaluating cargo insurance coverage for your organization.
What are the risks of compressed gas cylinders? Most cylinder gases have the ability to replace air/oxygen if the bottle leaks in a given confined space. If enough air/oxygen is displaced the atmosphere will become unbreathable, causing unconsciousness and possible death within minutes. This is one of the biggest hazards with bottled gases. This Gallagher Hard Hat Bulletin is part of a monthly series of materials to assist construction managers and other leaders in helping to improve safety measures among their staff and contractors. It includes a brief overview on a topic and a simple quiz that follows.