Financial Institution Bond insurance renewal premiums fell within a “stable” range (+/- a few percentage points) in 2016. Internal distractions within three of our top-ten financial fidelity insurers (Ace/Chubb merger, AIG’s fidelity restructuring and Zurich’s diversified financial restructuring) diminished the level of competition in 2016, and we expect this lackluster competition to continue into 2017.
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The 2016 Arthur J. Gallagher Think Tank for Higher Education Risk Management examined one of the more difficult risks to manage: reputation. Now seen as one of the key critical risks affecting organisations today, reputational risk is, by some measures, the master risk into which all other risks feed. Management of—or, perhaps more to the point, the failure to manage—reputational risk could have such a severe impact on an organisation as to make redundant all other forms of risk management.
Beware of the “standard” forms of agreement tendered by your architect and/or contractor for construction projects. There are provisions in these agreements that work very much in favor of the vendor and against the best interests of you.
Rotor-Wing insurance rates appear to be increasing no doubt based upon the loss record of a particular operator and the uses contemplated for the aircraft. There’s a movement afoot by underwriters to start pushing rates up across the board.
President Obama recently issued three Executive Orders (“E. O.”) in response to the annexation of Crimea by Russia. These E.O.s can impose sanctions on named officials of the Russian government, any individual or entity that operates in the Russian arms industry - and any designated individual or entity that acts on behalf of, or that provides material or other support to, any senior Russian government official. We recommend that shipowners (U.S. Persons) consider monitoring the Specially Designated Nationals (SDN) list.
Hear from Jan Harper, Chief Human Resources Officer & Senior VP at Tidelands Health, as he discusses the success they have had establishing a wellness program that has been instrumental in the recruitment and retention of their employees.
The Ponemon Institute’s 2013 Cost of Cyber Crime Study: United States is the fourth annual study of U.S. companies. Sponsored by HP Enterprise Security, this year’s study is based on a representative sample of 60 organizations in various industry sectors.
It’s possible to control benefit costs while competing for talent in an era defined by constant change. This report presents a strategic analysis of the current state of the employee benefits market and provides data highlights from Gallagher’s full survey of U.S. employers.
Get a glimpse of the data and strategic insight of Gallagher's 2015 Benefits Strategy & Benchmarking Survey - with over 3,000 participating organizations - by downloading the Executive Summary.
2015 Updated - Gallagher Higher Education Think Tank Study: Infectious Disease Emergency Protocol for Colleges and Universities
Even in a modern world of advanced health care, it is distressingly easy to encounter infectious disease conditions that might present a college or university campus with challenges including recently reported U.S. cases of Ebola and measles. For these reasons among others, we felt it was time to update and re-release our 2006 Gallagher Higher Education Think Tank Study - Blueprint for Pandemic Flu with new information.