2019 Market Conditions - Private and Nonprofit D&O

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The private and nonprofit D&O marketplace for 2019 has continued the trends of 2018 and can best be described as fragmented. Most insureds experienced flat renewals in 2018, as evidenced in graph 1, with rate changes from -9% to +9%. For 2019, some insurers are signaling their intent to seek up to 20% rate increases. Meanwhile, other insurers suggest that flat to small increases are predicted.