This review is provided by Arthur J. Gallagher & Co., one of the world’s leading providers of risk management and insurance brokerage services. Gallagher Environmental Practice specializes in providing environmental risk management and insurance services. Our role as an industry leader is to (1) identify the potential environmental risks our clients may be facing, (2) analyze the risks in terms of potential frequency and severity, and (3) review the appropriate risk control and financing mechanisms, including environmental insurance, available to address these risks.
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Prevalent issues in the multivendor 403(b) environment include a lack of vendor oversight, proprietary investment products, and pricing inefficiencies. What actions should 403(b) plan sponsors be taking to mitigate their fiduciary and legal risks?
Welcome to the Fall 2017 edition of Field to Fork. This communication authored by various members of the Arthur J. Gallagher & Co. Food & Agribusiness Practice and is designed to be a tool for sharing industry information, new regulations, Gallagher Food & Agribusiness products and much more.
As a professional driver, your workplace is “the road.” The National Safety Council’s Defensive Driving Course for Professional Truck Drivers has a really challenging section on achieving excellence while behind the wheel. Excellence is defined as, “the state, quality or conditions of excelling (or superiority).”
In this issue, regulatory developments in medical device cybersecurity; plaintiffs make progress with claims following data breaches; how the “failing firm” defense justifies mergers; the profile of thefts by employees; and skilled nursing’s increased ownership by and affiliation with hospitals and their investors.
The world of cyber risk continues to develop and expand since our May 2016 paper on Medical Device Cybersecurity. The threat of ransomware has come to the forefront as demonstrated by global attacks such as Wannacry2 and Petya. These attacks show how hackers have become more sophisticated in their ability to use malware to exploit vulnerabilities in systems, hardware and devices, as well as highlighting the vulnerabilities of devices and systems that, through their lack of patching and support, and outdated operating systems, are exposed to hacking, worms, etc., that can affect patient safety, system security and data integrity.
Today’s challenging and unpredictable economic conditions are forcing local governments to scrutinize the price they pay for all products and services, as well as, to evaluate their professional relationships like never before. The costs and relationships associated with property and casualty insurance, claims, third party administrator services, workers compensation and risk management services are no exception.
Every Senior Living CEO can speak to the importance of risk management and know it is a vital process that ensures a safe clinical and residential environment. Risk management is an important part in preventing and minimizing clinical risk exposures and residential risk such as medication errors, wound management, falls and wandering.
We recommend reporting any accident to your automobile insurer. It is common for the other party’s insurer to deny liability for the claim. "e quickest way to get your vehicle repaired is to have your insurer handle the claim and seek recovery from any other party it believes is responsible for the loss that it pays.
In our world of ever-changing, electronic communication, we are encouraged to keep our professional and personal lives separate. We are bombarded with instant alternatives to face-to-face interaction and the boundaries are not always clear. In a split-second, private information is sent to Twitter, LinkedIn or Facebook. The informal nature of social media, along with the instancy of these platforms, has the potential to erode professionalism in medicine.