In today’s interconnected world, the risks businesses face can have a catastrophic impact on a company’s financial health and ultimately shareholder value.
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Does it seem to you so much is politically charged today? No matter where you reside on the spectrum—it’s a challenge deciding how to best address certain issues. Global warming is one of these issues. The phrase “global warming” evokes emotions for most people so we want to steer away from that terminology. We have used “extreme weather” in its place.
As the U.S. economy continues to recover, so too have the businesses of most of our private and nonprofit clients. As a result, D&O markets generally have seen marginal rate changes from -1% to 2%, whereas previous rate increases ranged from 0% to 5% when there was no change in financial condition, exposures or losses.
This publication, and its companion online platform, Global Security Insight (https://gsi.s-rm.co.uk/), offers our take on some of the security issues we think will define 2017.
The most recent data about the current marketplace is showing generally soft market conditions. Following are a few excerpts from February’s Market Scout report. • Rates for commercial property/casualty insurance fell 4 percent in the first month of the new year • Commercial property insurers are getting ready to scratch each other’s eyes out as they fight for market share • Umbrella/excess liability and workers’ compensation rates actually increased slightly over the same period • Large and jumbo accounts (over $250,001) were assessed rates slightly higher in January versus December
Download the Arthur J. Gallagher & Co. Infographic for a clear, concise overview of Gallagher’s capabilities and strengths in the marketplace, from the perspectives of both Benefits & HR Consulting and Commercial Insurance & Risk Management.
The Ponemon Institute’s 2013 Cost of Cyber Crime Study: United States is the fourth annual study of U.S. companies. Sponsored by HP Enterprise Security, this year’s study is based on a representative sample of 60 organizations in various industry sectors.
Typically, our newsletters focus on a singular topic, and provide in-depth information on the subject matter. In this issue we discuss a variety topics providing a more broad brush perspective on each subject. Our intent is to provide educational material that can be shared internally if needed.