Workers compensation is a type of insurance that provides defined wage benefits and medical care to employees who are injured on the job. It also provides benefits for dependents of those workers who are killed because of work-related accidents or illness.
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A workers compensation audit is a validation of an insured’s workers compensation premiums based on job classifications and the estimated payroll that employees earn during the policy period. The audit, which is conducted at either policy expiration or policy cancellation, includes an examination of wage records provided by the insured to determine the actual exposure associated with specific job classifications.
As seasonal temperatures climb along with OSHA’s aggressive enforcement efforts, employers must consider their potential liabilities for not protecting employees against the hazard of heat. OSHA had developed its Campaign to Prevent Heat Illness in Outdoor Workers. The campaign includes a website, public service announcements, and materials for both workers and their employers.
Our 90-minute webinar is designed to help HR professionals understand the coordination of the different and sometimes conflicting requirements of the Family Medical Leave Act, Americans with Disabilities Act, and Workers’ Compensation. This webinar has been approved for 1 ½ hours of recertification credit by the HR Certification Institute
Download the Arthur J. Gallagher & Co. Infographic for a clear, concise overview of Gallagher’s capabilities and strengths in the marketplace, from the perspectives of both Benefits & HR Consulting and Commercial Insurance & Risk Management.
Amid all the publicity, attention and frustration associated with the recent rollout of the Affordable Care Act, there is an emerging trend that is actually driving healthcare costs down and employee satisfaction up. This new trend, commonly known as “opt out” or “nonsubscription,” allows employers to establish a formal injury benefit plan to pay the work-related medical and indemnity claims of their employees, instead of purchasing traditional workers compensation.
Arthur J. Gallagher & Co. was given an opportunity to evaluate the claims process and review the historical losses of a transportation company with over 500 U.S. locations that needed a more cost-effective insurance program. With many updates and new initiatives, the organization recognized a significant improvement.