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Workers Compensation Audit

A workers compensation audit is a validation of an insured’s workers compensation premiums based on job classifications and the estimated payroll that employees earn during the policy period. The audit, which is conducted at either policy expiration or policy cancellation, includes an examination of wage records provided by the insured to determine the actual exposure associated with specific job classifications.

Tag(s): Workers Compensation; Casualty; payroll projection; Audit Process;

Risk Management Safety Insight: OSHA Campaign on Heat Illness

As seasonal temperatures climb along with OSHA’s aggressive enforcement efforts, employers must consider their potential liabilities for not protecting employees against the hazard of heat. OSHA had developed its Campaign to Prevent Heat Illness in Outdoor Workers. The campaign includes a website, public service announcements, and materials for both workers and their employers.

Coordinating FMLA, ADA and Workers’ Compensation

Our 90-minute webinar is designed to help HR professionals understand the coordination of the different and sometimes conflicting requirements of the Family Medical Leave Act, Americans with Disabilities Act, and Workers’ Compensation. This webinar has been approved for 1 ½ hours of recertification credit by the HR Certification Institute

Tag(s): Compliance Consulting; Health & Welfare; FMLA; ADA; Workers Compensation;

The New Face of Workers Compensation Insurance

Amid all the publicity, attention and frustration associated with the recent rollout of the Affordable Care Act, there is an emerging trend that is actually driving healthcare costs down and employee satisfaction up. This new trend, commonly known as “opt out” or “nonsubscription,” allows employers to establish a formal injury benefit plan to pay the work-related medical and indemnity claims of their employees, instead of purchasing traditional workers compensation.

Tag(s): Healthcare; Workers Compensation; Texas; Oklahoma; Nonsubscription;