Our approach to evaluating and minimizing your total cost of risk, CORE360™, is the most comprehensive in the industry. Experience has shown us that custom solutions tailored to your needs are a superior way to minimize risk exposure.

CORE360™ helps you to understand all of your actual and potential costs, provides actionable advice and delivers world-class service and support. Our proprietary model considers the 6 cost drivers of your risk management program to minimize your organization’s total cost of risk.

When partnering with Gallagher, you have access to preferred carriers and markets typically only available to large companies as well as exclusive tools, products and services, including:

  • Gallagher Policy Analysis (GPA)
  • Advanced Analytics & Benchmarking
  • SmartMarket
  • iAuditor Mobile App
  • CORE360™ Loss Control Portal
  • RiskPartner Certs & Compliance
  • RiskPartner RMIS


The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

Insurance brokerage and related services to be provided by Arthur J. Gallagher Risk Management Services, Inc. and/or its affiliate Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. (License No. 0D69293 and/or 0726293).

Arthur J. Gallagher & Co. (NYSE: AJG), an international insurance brokerage and risk management services firm, is headquartered in Rolling Meadows, Illinois, has operations in 33 countries and offers client-service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.