Coverages & Consulting

At Gallagher, our focus is on providing you with a comprehensive risk management program using our extensive knowledge and resources, that goes beyond an insurance transaction.

Property & Casualty

As a wholesaler-distributor, you have access to a customized, comprehensive risk management insurance program built by Gallagher. Take advantage of special coverages and services, including:

  • Property & Liability Packages
    Contains enhanced endorsements designed to cover specific exposures facing wholesaler-distributors, including workers compensation and umbrella policies.

  • Single Parent Captive Insurance
    Delivers coverage for currently self-insured and uninsured risks for the middle-market.

  • Cyber Liability
    Provides full limits for business income and digital asset restoration, security and privacy liability, cyber extortion, security breach responses and regulatory claims.  


Employee Benefits & HR

To attract, engage and retain the right employees, how can you build a better workplace?  What does that look like?  It’s a workplace where people feel they belong — where there’s a stronger sense of developing a career than punching a clock. And a culture of opportunity that draws new talent because it inspires employees to deliver their personal and professional best. 

Gallagher’s Benefits and HR consulting team is here to help your workplace work better. Gallagher Better Works℠ is our comprehensive approach to benefits, compensation, retirement, employee communication and workplace culture that aligns your people strategy with your overall business goals.  

It centers on the full spectrum of organizational wellbeing — strategically investing in your employees’ physical, emotional, career and financial wellbeing at the right cost structures. From evaluating the demographics of your workforce to surveying and analyzing competitor trends, Gallagher brings a data-driven focus to help you gather new insights and apply best practices that promote productivity and growth.  

That’s what it means to create a better workplace culture. It’s about never being content to rest each time you reach your best. 


The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

Insurance brokerage and related services to be provided by Arthur J. Gallagher Risk Management Services, Inc. and/or its affiliate Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. (License No. 0D69293 and/or 0726293).

Arthur J. Gallagher & Co. (NYSE: AJG), an international insurance brokerage and risk management services firm, is headquartered in Rolling Meadows, Illinois, has operations in 33 countries and offers client-service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.