Fixed Site Pollution Legal Liability

Gallagher RPS is working with Liberty International Underwriters (LIU), to bring school districts an Environmental Impairment Liability policy to protect the school districts against losses stemming from preexisting or new pollution conditions at their covered locations. LIU is a part of Liberty Mutual Insurance, rated A Excellent by AM Best.

Coverage highlights:

  • Both sudden and gradual events
  • Coverage available for onsite and offsite bodily injury, property damage, cleanup costs and defense.
  • Available on a primary or excess basis.
  • Non Owned Disposal Site Coverage
  • Discovery trigger for pollution conditions
  • Biological Contaminants Coverage
  • Bodily Injury arising from Asbestos and Lead Paint

Benefits of Partnering with LIU:

  • Work with a team of underwriters, dedicated to this program who understand local environmental regulations, with more than a decade of experience writing specialized package policies for the environmental service industry
  • A streamlined application submission process
  • Prompt, professional service, with underwriters who have the authority to answer your questions
  • The flexibility to customize policies based on individual client demands
  • The financial security and stability of the Liberty Mutual Insurance, a Fortune 100 company rated A (Excellent) by A.M. Best

For questions, you may contact the SCIP team at: or 314-800-2231

Gallagher is not an agent of Liberty International Underwriters nor does it have any authority to bind risks.

Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy issued for complete details of coverage and exclusions.