Parent Organizations

Gallagher has partnered with Scottsdale Insurance Company, an A+ rated insurer, to bring parent organizations such as PTO’s and Booster Clubs a comprehensive package of property and liability coverages to protect the organization and its officers and volunteers.

The coverage package includes:

General Liability

$1,000,000 each Occurrence
$1,000,000 Personal & Advertising Injury
$2,000,000 General Aggregate
$2,000,000 Products-Completed Operations Aggregate
$100,000 Damage to Premises Rented to You
$5,000 Medical Expenses – any one person
$0 Deductible

Organization-Owned Property

$10,000 Personal Property Limit – replacement cost
$5,000 Business Income/Extra Expense
$250 Deductible
$2,500 Outdoor Signs – $500 Deductible 


$25,000 Money & Securities – Inside
$1,000 Money Orders & Counterfeit Money
$2,500 Forgery or Alteration
$250 Deductible 

Directors & Officers Liability

$1,000,000 each Claim
$1,000,000 Annual Aggregate
$2,500 Retention 

Annual Package Premium – $500 + applicable state surplus lines tax

The above coverage summary is meant to provide only a broad overview of the insurance package offered and the detailed terms and conditions should be considered carefully before purchasing. 

For questions, you may contact the SCIP team at: or 314-800-2231