Sport Camps & Clinics

Gallagher Koster has partnered with American Specialty, an A rated insurer, to provide a comprehensive insurance package for Sports Team & Leagues. This program provides General Liability and Accident Medical coverage for youth sports teams and leagues. Coverage for adult amateur teams and leagues is also available for the sports of basketball, flag or touch football, softball and volleyball. Coverage is included for games, practices, tournament participation, tryouts, fundraisers, and official team or league functions.

General Liability Limits

$1,000,000 Occurrence
$5,000,000 General Aggregate (applies per team)
$5,000,000 Products-Completed Operations Aggregate
$1,000,000 Personal and Advertising Injury
$1,000,000 Damage to Premises Rented to You
$5,000 Medical Payments

General Liability Notable Endorsements

Additional Insured - Certificate Holders
Aggregate Limit per Club
Participant Legal Liability Coverage Form
Earned Premium Endorsement - premium fully earned at end of playing season
Instructors, Coaches and Sports Officials - Broadened Coverage
Abuse or Molestation Coverage Form (with background check requirement)
Limitation of Coverage to Designated Premises or Project (games, practices, tournaments, tryouts, fundraisers, and official team or league functions)

Accident Medical

Optional Excess Accident Medical limits of $25,000 and $100,000 are available:
$25,000 limit with a $100 deductible per covered person per occurrence.
$100,000 limit with a $500 deductible per covered person per occurrence.
Coverage in GA, MD, NY, OK, and OR is provided on a primary basis.
$10,000 of Accidental Death & Dismemberment coverage is included.

The above coverage summary is meant to provide only a broad overview of the insurance package offered and the detailed terms and conditions should be considered carefully before purchasing. 

To purchase coverage, please click here.

For questions, you may contact the SCIP team at: or 314-800-2231