Big picture outlook for executive benefits

Maybe there are coverage gaps in your income, life insurance or disability plans. Perhaps your highly compensated employees are limited in saving for retirement because of benefits and savings limits on your current 401(k) program. When you work with Gallagher, you will get a comprehensive view and the services of retention and rewards consultants to address every aspect of your key employee compensation strategy.

An open door to open discussion.

Gallagher starts the conversation by asking, “What’s not working? What’s your perfect world?” Then we work with you to find solutions. The problem-solving culture at Gallagher fosters a sensitive yet strategic discussion that is supported by benchmarking analytics and our proprietary five-phase process. Additionally, because we are not aligned with any one vendor, you have access to dozens of carriers. This enables us to design a program that specifically meets the unique needs of your organization and your employees. And by encouraging autonomy and control among your top executives, we help you promote a total compensation discussion that reflects your organization’s goals and initiatives.

Business Continuation

  • Business Valuations
  • Traditional Buy Sell Agreements with Funding
  • ESOP Buyouts
  • Preferred Stock Recapitalizations
  • Private Annuities

Executive Planning

  • Professionals with decades of executive benefits expertise to provide field marketing and sales support
  • Market knowledge about what is "hot" in the current executive benefits market
  • Guidance through plan administration services including internet account access

Carve-Outs for both Life and Disability Plans

  • SERPS
  • COLI
  • SEC 162 Bonus Plans
  • 401(k) Mirror Plan

Program Analysis

  • Objective estate planning
  • Business continuity planning
  • Non-qualified plans
  • Tax planning
  • Identify any inconsistencies in plan designs
  • Uncover potential estate and retirement planning issues for owners and key executives
  • Recommend alternative plan design or product acquisitions to better serve constituent needs

Wealth Preservation

  • Estate tax planning
  • Wealth transfer planning
  • Determine personal goals
  • Calculate transfer costs
  • Evaluate techniques to mitigate liability
  • Identify sources to pay expenses
  • Design the solution

Build value, reduce risk, secure the future.

Talk with a Gallagher Executive Benefits advisor today. Learn how an executive benefits solution can help you secure the future by recruiting, retaining and rewarding the executives who will drive your organization forward.