The Claims Reporting Reference Guide is a useful tool which defines the various types of coverage and definitions, accident investigation information and resource forms.
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The purpose of this paper is to explain the basis of liability for a public company, discuss the D&O marketplace with respect to IPO exposures, and set forth what you can expect from us as your broker in the process.
Shock value: How to protect your company from a negligence lawsuit on account of an AED (Automated External Defibrillator). Employers are widely installing AEDs to protect employees and visitors, but some states require strict compliance with AED regulations to insulate employers from tort liability.
Sexual harassment allegations are sweeping the United States, fueling a cultural shift not seen since Anita Hill’s allegations against Clarence Thomas almost thirty years ago.
Recently, claims of sexual harassment are again making news. An entire generation has entered the workforce since Anita Hill’s Senate testimony and there may be a generational difference in how sexual harassment is perceived.
Winter storms can create devastating damage in your community - and produce severe health issues for individuals due to exposure to the elements. And your business is at risk for even more unique challenges. Snow can completely destroy a building, damage power lines or - if melting - can cause flooding. Are you prepared? UPDATED: December 2017
Severe earthquakes can strike suddenly, violently and without warning. It is estimated that approximately 500,000 earthquakes occur each year, detectable with current instrumentation. About 100,000 of these can be felt. Minor earthquakes occur nearly constantly around the world, including places like California and Alaska in the United States. Advanced planning can reduce the dangers of serious injury or loss of life from an earthquake. Are you prepared?
Generally, properties subject to floods are already in a flood plain and carry separate flood insurance. However, any property is subject to flooding given enough water in an area. Heavy thunderstorms, drought followed by water or the melting of winter snow can produce a fast or slow-rising flood. Flash floods are generally sudden and without warning, with walls of water up to 10-20 feet. Cars can be swept away. Be prepared.
Floods are one of the most common and widespread of all disasters, and continue to grow in frequency and severity. Even if your business is above sea-level, it is important to remember that where it rains, it can flood. Businesses are more likely to flood than burn down, so it is essential to prepare now so you are ready if your business is flooded. View our Flood Preparation Checklist to help keep your business operations active even if the worst happens.
Hurricanes and tropical storms can lead to loss of life and devastation to property. Flash flooding from rainfall, storm surges and high winds are the major hazards that result from tropical cyclones. The consequences of this weather ranges from toppled trees to damage to buildings and equipment to bodily injury and even death of people in the storm’s path. This checklist provides a good start towards preparing and better protecting your business and your employees.