Understanding your alternative risk financing and captive options

Gallagher’s team and our partners have captives specialists with broad expertise and knowledge in a full spectrum of risk management alternatives ranging from single-parent and group captives to rent-a-captives, insurance pools and domicile solutions.

Our team understands every aspect of Alternative Risk Transfer (ART) and every structure available through alternative risk options. This includes markets and regulatory requirements, management, underwriting and loss control in order to identify the best option for your organization and circumstances.

Today's challenging insurance environment has produced coverage crises for many companies with annual middle-market premiums between $150,000 and $1 million. Companies within this premium range have not historically been offered an opportunity to benefit from the risk transfer alternatives that are available to larger entities. But now, that has changed.

Working with our captive partners, your Gallagher team can provide a variety of programs for mid-sized companies with many of the same benefits that captives provide employers seeking a more simplified approach to alternative risk transfer.