One of the most serious types of crashes for commercial vehicles is the loss-of-control crash. These are typically single-vehicle crashes, involving just the vehicle and the driver and can result in a run-off-the road crash, overturn, jackknife or striking an object or another vehicle. There are contributing factors to these crashes, but the major cause of the loss-of-control crash is the driver failing to recognize the hazardous condition and react to it in time.
Every day, our small business specialists are focused on superior customer service and tailored insurance protection for small businesses. Our client-centric approach is designed to make the insurance buying process easy for you so you can focus on what is important; your business! Here are some resources to guide you in your insurance buying process as well as key risk exposures that are facing small businesses today.
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Motorists have been multitasking while driving for years; whether applying makeup, drinking coffee or eating lunch. But drivers today have many additional distractions when driving.
A global logistics company with 30 international locations and a diverse business interviewed multiple insurance brokers. Their decision to interview brokers was driven by their current broker’s lack of international presence and expertise, but they thought they were getting good results on their domestic program. The company narrowed down their choice to two options: Gallagher and one of our largest competitors. They chose Gallagher because we actually addressed specific problems we would fix in their insurance program, rather than only talking about our capabilities. They recognized that “biggest isn’t always the best” in their own business and believed this concept would apply to insurance brokers too.
Safety is an important topic to discuss for professional drivers. Always work safely and report unsafe conditions that might lead to injuries to you or your fellow employees.
Employers look to their peers for guidance as they pursue destination-employer status. Explore the best-in-class tactics midsize employers are using to outperform the competition in healthcare cost control and human resource management.
Employers look to their peers for guidance as they pursue destination-employer status. Explore the best-in-class tactics large employers are using to outperform the competition in healthcare cost control and human resource management.
A few days before renewal, a rail contractor contacted the Gallagher Rail Team due to lack of options provided by their current broker. Gallagher performed a thorough review of a rail contractor’s risk management program and found several significant coverage issues. We were given the opportunity to represent this contractor in the insurance marketplace. We built a program that fixed all of the coverage problems while saving the company over 15% on their premium.
A rail customer was offered only one option on their workers compensation renewal that was more than double the expiring policy. The contractor was working in more than 10 states, and their current agent was limited on the markets they could use.
25% of all commercial vehicle accidents involve backing up and most backing collisions are preventable. The National Highway Traffic Safety Administration (NHTSA) says 90% of backing accidents can be attributed to the driver not being aware of an obstacle or the driver using improper backing techniques.
As a professional driver, your workplace is “the road.” The National Safety Council’s Defensive Driving Course for Professional Truck Drivers has a really challenging section on achieving excellence while behind the wheel. Excellence is defined as, “the state, quality or conditions of excelling (or superiority).”