Insurance for accident and body repair shops

As a vehicle repairer your business has exposures not seen elsewhere. We provide insurance to accident and body repair shops including liability and legal expenses cover so that you can focus on running your business.

Not only do we help to protect you against traditional exposures such as fire, theft and storm cover but also emerging risk such as cyber cover for connected cars. Our motor trade insurance cover was created using a panel of insurers including Allianz, Axa, Aviva, MS Amlin, NIG, QBE and Travelers to ensure that it can meet the unique needs of accident and body repairer businesses. These enhanced wordings are excusive to Gallagher policy holders.

Automotive body shop cover that flexes to your needs

Cover is provided on an all-risks basis including fully comprehensive Road Risks cover. We also offer flexible cover levels so that your cover can meet the needs of your business with no unnecessary extras. But if extras are required, then we have a number of policy ancillary enhancements including Engineering Inspection, Management Liability, Cyber, Excess of Loss, Gallagher Business Assist, Crisis Resilience, Risk Management and Legal Expenses cover. Start-ups and New Ventures can be covered as long as they have previous experience in the industry. We can offer monthly payment plans to assist with cash flow*.

Fully endorsed by trade associations

Our policy is endorsed by a number of trade associations and sites including RMI, Blackhorse Finance, The Parts Alliance, National Ford Retail Dealers Association (NFRDA) and We can offer enhanced cover for members of some of these trade associations and affinity partners.

For further information and to request a quote please visit our website.

Accident and body repairers insurance Summary

  • Cover available on an all-risks basis
  • Comprehensive Road Risks cover
  • Add-ons including cyber and legal expenses cover available
  • Flexible payment options*

If you ever need to make a claim, your claim will be handled by a dedicated team who will work to get the fastest resolution possible.

*Provided by Premium Credit Limited subject to credit check, please see policy details for further terms and conditions.