We specialise in arranging insurance for charity and voluntary sector organisations, so we understand the complex risks and challenges which you and your trustees face. The depth of our sector experience means that we can provide tailored advice and solutions, helping you to manage your risks and achieve the types and levels of cover you need.
We understand the diverse needs of the sector and can help you protect your organisation whatever its size, activities or mission.
Our dedicated team of charity specialists will work with you to design an insurance programme tailored to your needs. As one of the leading brokers in the UK, we can advise on all aspects of cover that will protect your assets, trustees, volunteers, supporters, participants and activities against the risks you face. The cover we offer includes, but is not limited to:
Public liability insurance can protect your charity against the cost of compensation claims made for injury, illness or damage to property by members of the public - such as clients, volunteers, service users, customers or contractors.
It’s a legal requirement to have this policy in place if you have paid staff. You must also consider your volunteers' safety and well-being. We design insurance that enables you to fulfil your duty of care for employees and volunteers.
Trustee indemnity exists to give protection and peace of mind to the directors and officers of all sorts of charities and should always be considered as part of your charity insurance programme. This cover can assist in legal costs associated with defending trustees and actions taken.
Cybercrime is on the rise, and with it the need to protect your organisation from the financial and reputational loss that a breach can bring. It is important that organisations take the time to understand the likely risks and exposures that they face.
Whether your charity is impacted by an overnight break-in, equipment breakdown or damage to the building itself, building and contents insurance can quickly help to cover the cost of repairs and replacements.
We’re an independent charity insurance broker, enjoying strong relationships with insurers who have an appetite for underwriting charities, allowing us to access the open market to secure suitable cover for many charities. However, we also have our own in-house charity schemes, exclusive to Gallagher, with terms and prices negotiated just for our customers.
