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Charity insurance that protects your mission

Every charity and not-for-profit organisation has unique risks — from volunteers and staff to events, premises, vehicles and digital systems. Gallagher specialises in insurance built for the charity and voluntary sector, helping you protect what matters most so you can focus on your mission.

Tailored cover for your needs

Our specialist charities team works with organisations of all sizes, from small local groups to national charities, to arrange insurance aligned to your activities and risk profile. Key cover includes:

  • Public liability: Protects against injury or damage claims
  • Employers' liability: Covers claims from employees or volunteers (a legal requirement)
  • Trustee indemnity: Protects trustees and officers for decisions made in good faith
  • Cyber insurance: Defends against data breaches, ransomware and online fraud
  • Buildings and contents: Cover for your property, equipment and contents
  • Additional covers such as motor fleet, events and professional indemnity tailored to your activities

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

How we can help

  • Insurance solutions tailored to your individual needs.
  • A dedicated team of 50 third sector specialists.
  • Access to risk management services and support.
  • Experienced in-house claims team.